Oscar Health, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Oscar Health, Inc.'s yearly results (2022–2025), compared with Healthcare companies in United States. Tap ? on any ratio for what it means.
What stands out
- Self-Funding Ratio: Over the last 3 years its own operating cash covered its investment spending (capex) 20.0 times. Higher than 97% of Healthcare companies in United States.
- Steadiness Ratio: Sales grew in 3 of the last 3 years; profit grew in 2 of 3. Steadier than 85% of Healthcare companies in United States.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
20.0×Over the last 3 years its own operating cash covered its investment spending (capex) 20.0 times.
Higher than 97% of Healthcare companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 85% of Healthcare companies in United States.
Growth Efficiency Ratio
$2Sales grew 184% in 3 years; of every extra $100 of sales, $2 became extra profit.
Lower than 65% of Healthcare companies in United States.
Asset Productivity Ratio
+184% / +40%In 3 years sales changed by +184% while total assets changed by +40%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Data incomplete
Cash Cushion Ratio
+35%Cash, after subtracting all debt, equals 35% of its market value (net cash).
Higher than 71% of Healthcare companies in United States.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (12)
Oscar Health, Inc. owes $0.82 for every $1 it owns. Oscar Health, Inc. made a loss in the year to Dec 2025, after a profit the year before.
Compared with Healthcare companies in United States · latest annual results Dec 2025.
P/E ratio
25.8Investors pay $25.8 for every $1 of Oscar Health, Inc.'s yearly profit, lower than 52% of Healthcare companies in United States.
P/B ratio
5.01The share price is 5.01 times Oscar Health, Inc.'s book value per share, higher than 72% of Healthcare companies in United States.
Market cap
$10.3 BThe total market value of all of Oscar Health, Inc.'s shares at today's price (share price × number of shares), larger than 90% of Healthcare companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$2.1 BWhat Oscar Health, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$6.65Net worth divided by the number of shares. The share price of $33.32 is 5.0 times this, which is the P/B above.
Return on equity (ROE)
34.3%Oscar Health, Inc. earned 34.3% on its shareholders' money over the last year, higher than 95% of Healthcare companies in United States.
Owes vs Owns
0.82×Oscar Health, Inc. owes $0.82 for every $1 it owns (high), higher than 79% of Healthcare companies in United States.
Dividend yield
NoneOscar Health, Inc. does not currently pay a dividend.
Revenue growth
+27%Revenue rose 27% in the year to Dec 2025, and grew 42% a year on average over 3 years.
Profit growth
LossOscar Health, Inc. made a loss in the year to Dec 2025, after a profit the year before.
Profit margin
-3.8%Oscar Health, Inc. lost $4 for every $100 of revenue.
Cash vs debt
Net cashOscar Health, Inc. held $3.6 B more cash than debt (net cash) at Dec 2025.
Questions
What is Oscar Health, Inc.'s P/E ratio?
Investors pay $25.8 for every $1 of Oscar Health, Inc.'s yearly profit, lower than 52% of Healthcare companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Oscar Health, Inc.: $10.3 B ÷ $2.1 B (30 Jun 2026) = 5.0.
What is Oscar Health, Inc.'s return on equity?
Oscar Health, Inc. earned 34.3% on its shareholders' money over the last year, higher than 95% of Healthcare companies in United States.
How much does Oscar Health, Inc. owe compared with what it owns?
Oscar Health, Inc. owes $0.82 for every $1 it owns (high), higher than 79% of Healthcare companies in United States.
Does Oscar Health, Inc. pay a dividend?
No. Oscar Health, Inc. does not currently pay a dividend.
Is Oscar Health, Inc.'s revenue growing?
Revenue rose 27% in the year to Dec 2025, and grew 42% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.