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Old Second Bancorp, Inc.
Old Second Bancorp, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 20,351 | 14.1 | 1.40 | 0.35 | 2,361.80 |
| Oct 2026 | 20,388 | 14.0 | 1.39 | 0.35 | 2,338.56 |
| Oct 2026 | 20,340 | 14.2 | 1.40 | 0.35 | 2,359.78 |
| Oct 2026 | 20,333 | 14.1 | 1.40 | 0.35 | 2,356.51 |
| Oct 2026 | 20,342 | 14.1 | 1.40 | 0.35 | 2,355.24 |
| Oct 2026 | 20,285 | 14.3 | 1.41 | 0.35 | 2,379.89 |
| Oct 2026 | 20,335 | 14.1 | 1.40 | 0.35 | 2,352.26 |
| Oct 2026 | 20,371 | 14.0 | 1.39 | 0.35 | 2,332.40 |
| Oct 2026 | 20,440 | 11.4 | 1.38 | 0.35 | 2,315.53 |
Old Second Bancorp, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 94,986,000.0 | 92,255,000.0 | 93,553,000.0 | 94,176,000.0 |
| Net Profit | 28,179,000.0 | 25,585,000.0 | 28,787,000.0 | 9,871,000.0 |
| EPS | 0.6 | 0.5 | 0.6 | 0.2 |
Old Second Bancorp, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 333,097,000.0 | 279,899,000.0 | 280,987,000.0 | 244,924,000.0 | — |
| Net Profit | 80,310,000.0 | 85,264,000.0 | 91,729,000.0 | 67,405,000.0 | — |
| EPS | 1.6 | 1.9 | 2.0 | 1.5 | — |
Old Second Bancorp, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Total Assets | 6,902,675,000.0 | 5,649,377,000.0 | 5,722,799,000.0 | 5,888,317,000.0 |
| Total Liabilities | 6,005,907,000.0 | 4,978,343,000.0 | 5,145,518,000.0 | 5,427,176,000.0 |
| Total Equity | 896,768,000.0 | 671,034,000.0 | 577,281,000.0 | 461,141,000.0 |
Owes vs Owns
Old Second Bancorp, Inc. owed $0.87 for every $1 it owned in Jun 2026, down from $0.92 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.87× | 0.87× | 0.88× | 0.90× | 0.92× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Old Second Bancorp, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 13.1%Receivables 7.9%Fixed assets (tangible) 1.3%Intangible assets 2.4%Long-term investments 15.8%Other assets 59.5%
How it's funded — Dec 2025
Short-term debt 3.1%Long-term debt 1.5%Other liabilities 82.4%Shareholders' equity 13.0%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 907.6 | 1,261.0 | 1,293.0 | 1,654.5 |
| Receivables | 545.9 | 489.6 | 395.3 | 274.5 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 86.6 | 87.3 | 79.3 | 72.4 |
| Intangible assets | 162.3 | 125.7 | 108.0 | 111.3 |
| Long-term investments | 1,090.5 | 1,161.7 | 1,192.8 | 1,539.4 |
| Other assets | 4,109.7 | 2,524.1 | 2,654.4 | 2,236.2 |
| Liabilities & equity | ||||
| Short-term debt | 215.0 | 20.0 | 405.0 | 90.0 |
| Long-term debt | 100.2 | 85.2 | 85.2 | 138.7 |
| Payables | 0.0 | 0.0 | 0.0 | 0.0 |
| Other liabilities | 5,690.8 | 4,873.1 | 4,655.4 | 5,198.5 |
| Shareholders' equity | 896.8 | 671.0 | 577.3 | 461.1 |
| Net tangible assets | 734.4 | 545.4 | 469.2 | 349.8 |
Old Second Bancorp, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 122,264,000.0 | 131,533,000.0 | 116,401,000.0 | 97,344,000.0 | — |
| Investing Activities | 159,819,000.0 | 322,701,000.0 | 161,555,000.0 | -432,778,000.0 | — |
| Financing Activities | -257,387,000.0 | -455,050,000.0 | -292,988,000.0 | -301,496,000.0 | — |