L'Oréal S.A.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from L'Oréal S.A.'s yearly results (2022–2025), compared with companies in France. Tap ? on any ratio for what it means.
What stands out
- Debt Due Cover Ratio: Debt due within a year is covered 4.2 times by its yearly operating cash. Higher than 88% of companies in France.
- Profit Cash Ratio: Over the last 3 years, every €100 of reported profit came with €131 of operating cash. Lower than 86% of companies in France.
Where €100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
€131Over the last 3 years, every €100 of reported profit came with €131 of operating cash.
Lower than 86% of companies in France.
Self-Funding Ratio
5.3×Over the last 3 years its own operating cash covered its investment spending (capex) 5.3 times.
Higher than 80% of companies in France.
Cash Locked Ratio
€1For every €100 of sales, €1 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against €6 tied up three years earlier.
Less money tied up than 52% of companies in France.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 62% of companies in France.
Growth Efficiency Ratio
€7Sales grew 15% in 3 years; of every extra €100 of sales, €7 became extra profit.
Lower than 62% of companies in France.
Asset Productivity Ratio
+15% / +32%In 3 years sales changed by +15% while total assets changed by +32%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
4.2×Debt due within a year is covered 4.2 times by its yearly operating cash.
Higher than 88% of companies in France.
Cash Cushion Ratio
−1%Debt, after subtracting cash, equals 1% of its market value (net debt).
Higher than 80% of companies in France.
Tangible Assets Ratio
68%Of every €100 the company owns, €68 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 56% of companies in France.
Tangible Net Worth Ratio
44%Of every €100 of net worth, €44 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 74% of companies in France.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
L'Oréal S.A. owes €0.49 for every €1 it owns. Net profit fell 4% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Compared with companies in France · latest annual results Dec 2025.
P/E ratio
35.1Investors pay €35.1 for every €1 of L'Oréal S.A.'s yearly profit, higher than 95% of companies in France.
P/B ratio
6.50The share price is 6.50 times L'Oréal S.A.'s book value per share, higher than 89% of companies in France.
Market cap
€220.0 BThe total market value of all of L'Oréal S.A.'s shares at today's price (share price × number of shares), larger than 98% of companies in France. PosiCap size class: Tito Cap.
Net worth (book value)
€33.8 BWhat L'Oréal S.A. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
€63.53Net worth divided by the number of shares. The share price of €413.00 is 6.5 times this, which is the P/B above.
Return on equity (ROE)
19.4%L'Oréal S.A. earned 19.4% on its shareholders' money over the last year, higher than 89% of companies in France.
Owes vs Owns
0.49×L'Oréal S.A. owes €0.49 for every €1 it owns (low), lower than 83% of companies in France.
Dividend yield
1.78%L'Oréal S.A. pays 1.78% of its share price as dividends a year, lower than 80% of dividend-paying companies in France.
Revenue growth
+1%Revenue rose 1% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit growth
-4%Net profit fell 4% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Profit margin
13.9%L'Oréal S.A. keeps €14 of every €100 of revenue as net profit.
Cash quality
1.4×Cash from L'Oréal S.A.'s business was 1.4× its reported profit in the year to Dec 2025 — its profit turned into cash.
Interest cover
23.7×L'Oréal S.A.'s operating profit covered its interest costs 23.7 times in the year to Dec 2025.
Cash vs debt
Net debtL'Oréal S.A. had €2.0 B more debt than cash (net debt) at Dec 2025.
Questions
What is L'Oréal S.A.'s P/E ratio?
Investors pay €35.1 for every €1 of L'Oréal S.A.'s yearly profit, higher than 95% of companies in France.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For L'Oréal S.A.: €220.0 B ÷ €33.8 B (30 Jun 2026) = 6.5.
What is L'Oréal S.A.'s return on equity?
L'Oréal S.A. earned 19.4% on its shareholders' money over the last year, higher than 89% of companies in France.
How much does L'Oréal S.A. owe compared with what it owns?
L'Oréal S.A. owes €0.49 for every €1 it owns (low), lower than 83% of companies in France.
Does L'Oréal S.A. pay a dividend?
Yes. L'Oréal S.A. pays 1.78% of its share price as dividends a year, lower than 80% of dividend-paying companies in France.
Is L'Oréal S.A.'s revenue growing?
Revenue rose 1% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.