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Oportun Financial Corporation
Oportun Financial Corporation Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 14,305 | 22.9 | 1.04 | 6.54 | 873.29 |
| Oct 2026 | 14,538 | 21.9 | 0.99 | 6.54 | 833.64 |
| Oct 2026 | 14,280 | 24.2 | 1.04 | 6.54 | 874.59 |
| Oct 2026 | 14,398 | 22.7 | 1.03 | 6.54 | 860.01 |
| Oct 2026 | 14,537 | 22.1 | 1.00 | 6.54 | 839.13 |
| Oct 2026 | 14,359 | 22.9 | 1.03 | 6.54 | 867.57 |
| Oct 2026 | 14,246 | 23.4 | 1.05 | 6.54 | 883.40 |
| Oct 2026 | 14,317 | 23.3 | 1.05 | 6.54 | 878.78 |
| Oct 2026 | 14,387 | 23.0 | 1.04 | 6.54 | 871.05 |
Oportun Financial Corporation Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 105,632,000.0 | 94,891,000.0 | 90,407,000.0 | 105,050,000.0 |
| Net Profit | 8,536,000.0 | 2,345,000.0 | 3,404,000.0 | 5,198,000.0 |
| EPS | 0.2 | 0.1 | 0.1 | 0.1 |
Oportun Financial Corporation Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 405,837,000.0 | 295,204,000.0 | 280,666,000.0 | 640,657,000.0 | — |
| Net Profit | 25,246,000.0 | -78,682,000.0 | -179,951,000.0 | -77,744,000.0 | — |
| EPS | 0.5 | -1.9 | -4.9 | -2.4 | — |
Oportun Financial Corporation Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 3,257,856,000.0 | 3,227,103,000.0 | 3,411,888,000.0 | 3,613,695,000.0 | — |
| Total Liabilities | 2,867,774,000.0 | 2,873,294,000.0 | 3,007,484,000.0 | 3,066,096,000.0 | — |
| Total Equity | 390,082,000.0 | 353,809,000.0 | 404,404,000.0 | 547,599,000.0 | — |
Owes vs Owns
Oportun Financial Corporation owed $0.87 for every $1 it owned in Jun 2026, up from $0.85 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.87× | 0.88× | 0.89× | 0.88× | 0.85× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Oportun Financial Corporation Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 3.2%Intangible assets 2.2%Other assets 94.0%
How it's funded — Dec 2025
Long-term debt 85.9%Payables 0.5%Other liabilities 1.6%Shareholders' equity 12.0%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 105.5 | 60.0 | 91.2 | 98.8 |
| Receivables | 8.1 | 8.4 | 8.8 | 11.1 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 11.5 | 12.8 | 28.1 | 41.0 |
| Intangible assets | 71.7 | 86.6 | 114.7 | 139.8 |
| Long-term investments | 0.0 | 0.0 | 0.0 | 0.0 |
| Other assets | 3,061.0 | 3,059.4 | 3,169.1 | 3,323.0 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 290.0 | 317.6 |
| Long-term debt | 2,799.5 | 2,804.2 | 2,910.2 | 2,928.1 |
| Payables | 17.4 | 17.6 | 13.7 | 18.1 |
| Other liabilities | 50.8 | 51.4 | 0.0 | 0.0 |
| Shareholders' equity | 390.1 | 353.8 | 404.4 | 547.6 |
| Net tangible assets | 318.4 | 267.2 | 289.7 | 407.8 |
Oportun Financial Corporation Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 413,409,000.0 | 393,522,000.0 | 392,765,000.0 | 247,875,000.0 | — |
| Investing Activities | -369,725,000.0 | -193,689,000.0 | -286,181,000.0 | -1,171,548,000.0 | — |
| Financing Activities | -59,375,000.0 | -191,224,000.0 | -104,385,000.0 | 934,530,000.0 | — |