PositoAI
a positivity index
Home Explore Actions Flows Indices News Watchlist Compare PosiDemy Screeners Insights
PosiPenta

OptimumBank Holdings, Inc.

PosiPenta score
58.35 / 100
▼0.73 since last week
Week of 17 Oct 2026 · next update Sat 24 Oct

OptimumBank Holdings, Inc. scores highest on Price (81) and lowest on Anchor (48). Its PosiPenta is 58.35 out of 100, around the middle of similar companies.

On the Penta Grid this week, OptimumBank Holdings, Inc. is Grid #163 of 778 in the Financial Services sector in United States, and Grid #819 of 4,000 in United States.

Compared with similar companies in the Financial Services sector in United States.

PENTA

The five pillars

PPriceValuation
81
Is the share cheap or expensive compared with similar companies?
Much better than most similar companies
EEarningsGrowth
50
Are profits rising?
Around the middle of similar companies
NNitroMomentum
52
How strong is the price trend?
Around the middle of similar companies
TTorqueDurability
60
How financially strong and resilient is the company?
Better than most similar companies
AAnchorStability and dividends
48
How steady is it, and does it pay dividends?
Around the middle of similar companies

Similar companies

CompanyPosiPentaPENTA
OptimumBank Holdings, Inc.58.358150526048
The Gabelli Global Small and Mid Cap Value Trust70.719561469062
Provident Financial Holdings, Inc.52.075441822162
Union Bankshares, Inc.54.626754434068
Pathfinder Bancorp, Inc.41.524215701862
Bogota Financial Corp.48.984745772156

Similar-sized companies in the same sector, this week. P Price · E Earnings · N Nitro · T Torque · A Anchor.

Details

PPrice

P/E ratio10.10
P/B ratio0.83

EEarnings

Trailing EPS₹82.40
Forward EPS₹127.87

NNitro

Price832.54
52-week high1011.56
52-week low370.34
Fall from 52-week high17.7%

TTorque

Return on equity (ROE)16.68%
Debt-to-equity0.43

AAnchor

Beta (price swings)0.31
Market cap₹1,051 Cr
Insider holding17.98%
Dividend yield0.00%

Figures as used for the week of 17 Oct 2026; today's figures on the company page may differ slightly.

Questions

What is OptimumBank Holdings, Inc.'s PosiPenta score?

OptimumBank Holdings, Inc.'s PosiPenta is 58.35 out of 100 for the week of 17 Oct 2026, based on 5 of 5 pillars.

Where does OptimumBank Holdings, Inc. stand on the Penta Grid?

On the Penta Grid this week, OptimumBank Holdings, Inc. is Grid #163 of 778 in the Financial Services sector in United States, and Grid #819 of 4,000 in United States.

Which PosiPenta pillar is strongest for OptimumBank Holdings, Inc.?

Price (valuation), with a score of 81 out of 100: much better than most similar companies.

Which PosiPenta pillar is weakest for OptimumBank Holdings, Inc.?

Anchor (stability and dividends), with a score of 48 out of 100: around the middle of similar companies.

Has OptimumBank Holdings, Inc.'s PosiPenta changed since last week?

Yes, it fell 0.73 points, from 59.08 to 58.35.

Five pillars, each scored 0–100 against similar companies, combined into one score and updated every Saturday. How PosiPenta works → See where every company stands this week, worldwide or by country and sector, ordered by PosiPenta or by any single pillar. Penta Grid →

PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.