Oracle Financial Services Software Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Oracle Financial Services Software Limited's yearly results (2023–2026), compared with Technology companies in India. Tap ? on any ratio for what it means.
What stands out
- Self-Funding Ratio: Over the last 3 years its own operating cash covered its investment spending (capex) 56.6 times. Higher than 98% of Technology companies in India.
- Debt Due Cover Ratio: Debt due within a year is covered 204.5 times by its yearly operating cash. Higher than 96% of Technology companies in India.
- Growth Efficiency Ratio: Sales grew 35% in 3 years; of every extra ₹100 of sales, ₹42 became extra profit. Higher than 91% of Technology companies in India.
Where ₹100 of sales goes
Latest year (Mar 2026). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
₹92Over the last 3 years, every ₹100 of reported profit came with ₹92 of operating cash.
Lower than 53% of Technology companies in India.
Self-Funding Ratio
56.6×Over the last 3 years its own operating cash covered its investment spending (capex) 56.6 times.
Higher than 98% of Technology companies in India.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 84% of Technology companies in India.
Growth Efficiency Ratio
₹42Sales grew 35% in 3 years; of every extra ₹100 of sales, ₹42 became extra profit.
Higher than 91% of Technology companies in India.
Asset Productivity Ratio
+35% / +7%In 3 years sales changed by +35% while total assets changed by +7%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
204.5×Debt due within a year is covered 204.5 times by its yearly operating cash.
Higher than 96% of Technology companies in India.
Cash Cushion Ratio
+6%Cash, after subtracting all debt, equals 6% of its market value (net cash).
Higher than 75% of Technology companies in India.
Tangible Assets Ratio
94%Of every ₹100 the company owns, ₹94 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 54% of Technology companies in India.
Tangible Net Worth Ratio
92%Of every ₹100 of net worth, ₹92 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 52% of Technology companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
Oracle Financial Services Software Limited owes ₹0.21 for every ₹1 it owns. Net profit rose 11% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Compared with Technology companies in India · latest annual results Mar 2026.
P/E ratio
24.7Investors pay ₹24.7 for every ₹1 of Oracle Financial Services Software Limited's yearly profit, higher than 50% of Technology companies in India.
P/B ratio
10.77The share price is 10.77 times Oracle Financial Services Software Limited's book value per share, higher than 91% of Technology companies in India.
Market cap
₹84,289 CrThe total market value of all of Oracle Financial Services Software Limited's shares at today's price (share price × number of shares), larger than 95% of Technology companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹7,826 CrWhat Oracle Financial Services Software Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹898.54Net worth divided by the number of shares. The share price of ₹9,677 is 10.8 times this, which is the P/B above.
Return on equity (ROE)
49.9%Oracle Financial Services Software Limited earned 49.9% on its shareholders' money over the last year, higher than 97% of Technology companies in India.
Owes vs Owns
0.21×Oracle Financial Services Software Limited owes ₹0.21 for every ₹1 it owns (low), lower than 83% of Technology companies in India.
Dividend yield
3.81%Oracle Financial Services Software Limited pays 3.81% of its share price as dividends a year, higher than 90% of dividend-paying Technology companies in India.
Revenue growth
+12%Revenue rose 12% in the year to Mar 2026, and grew 10% a year on average over 3 years.
Profit growth
+11%Net profit rose 11% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Profit margin
34.4%Oracle Financial Services Software Limited keeps ₹34 of every ₹100 of revenue as net profit.
Cash quality
1.00×Cash from Oracle Financial Services Software Limited's business was 1.00× its reported profit in the year to Mar 2026 — less cash came in than the profit reported.
Interest cover
1271.9×Oracle Financial Services Software Limited's operating profit covered its interest costs 1271.9 times in the year to Mar 2026.
Cash vs debt
Net cashOracle Financial Services Software Limited held ₹5,401 Cr more cash than debt (net cash) at Mar 2026.
Questions
What is Oracle Financial Services Software Limited's P/E ratio?
Investors pay ₹24.7 for every ₹1 of Oracle Financial Services Software Limited's yearly profit, higher than 50% of Technology companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Oracle Financial Services Software Limited: ₹84,289 Cr ÷ ₹7,826 Cr (31 Mar 2026) = 10.8.
What is Oracle Financial Services Software Limited's return on equity?
Oracle Financial Services Software Limited earned 49.9% on its shareholders' money over the last year, higher than 97% of Technology companies in India.
How much does Oracle Financial Services Software Limited owe compared with what it owns?
Oracle Financial Services Software Limited owes ₹0.21 for every ₹1 it owns (low), lower than 83% of Technology companies in India.
Does Oracle Financial Services Software Limited pay a dividend?
Yes. Oracle Financial Services Software Limited pays 3.81% of its share price as dividends a year, higher than 90% of dividend-paying Technology companies in India.
Is Oracle Financial Services Software Limited's revenue growing?
Revenue rose 12% in the year to Mar 2026, and grew 10% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.