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OFG Bancorp
OFG Bancorp Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 20,055 | 10.0 | 1.52 | 0.39 | 4,881.58 |
| Oct 2026 | 20,081 | 10.0 | 1.53 | 0.34 | 4,867.45 |
| Oct 2026 | 20,251 | 10.0 | 1.53 | 0.34 | 4,843.59 |
| Oct 2026 | 20,245 | 10.0 | 1.53 | 0.34 | 4,834.73 |
| Oct 2026 | 20,115 | 10.3 | 1.57 | 0.34 | 4,950.32 |
| Oct 2026 | 20,061 | 10.4 | 1.58 | 0.34 | 4,985.80 |
| Oct 2026 | 20,109 | 10.3 | 1.57 | 0.34 | 4,948.47 |
| Oct 2026 | 20,027 | 10.4 | 1.59 | 0.34 | 5,020.53 |
| Oct 2026 | 20,290 | 10.0 | 1.52 | 0.34 | 4,776.40 |
| Oct 2026 | 20,198 | 9.8 | 1.54 | 0.34 | 4,847.91 |
OFG Bancorp Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 175,596,000.0 | 174,812,000.0 | 174,394,000.0 | 171,232,000.0 |
| Net Profit | 58,777,000.0 | 53,937,000.0 | 55,893,000.0 | 51,838,000.0 |
| EPS | 1.4 | 1.3 | 1.3 | 1.2 |
OFG Bancorp Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 680,221,000.0 | 660,938,000.0 | 640,141,000.0 | 565,013,000.0 | — |
| Net Profit | 205,103,000.0 | 198,170,000.0 | 181,872,000.0 | 166,239,000.0 | — |
| EPS | 4.6 | 4.2 | 3.9 | 3.5 | — |
OFG Bancorp Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 12,465,657,000.0 | 11,500,734,000.0 | 11,344,453,000.0 | 9,818,780,000.0 | — |
| Total Liabilities | 11,075,652,000.0 | 10,246,363,000.0 | 10,150,973,000.0 | 8,776,374,000.0 | — |
| Total Equity | 1,390,005,000.0 | 1,254,371,000.0 | 1,193,480,000.0 | 1,042,406,000.0 | — |
Owes vs Owns
OFG Bancorp owed $0.88 for every $1 it owned in Jun 2026, down from $0.89 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.88× | 0.89× | 0.89× | 0.89× | 0.89× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
OFG Bancorp Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 8.4%Fixed assets (tangible) 0.9%Intangible assets 1.3%Long-term investments 22.9%Other assets 66.5%
How it's funded — Dec 2025
Long-term debt 3.2%Other liabilities 85.2%Shareholders' equity 11.2%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 1,042.0 | 592.3 | 1,045.5 | 859.4 |
| Receivables | 0.0 | 71.7 | 71.4 | 62.4 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 114.8 | 123.7 | 125.8 | 132.2 |
| Intangible assets | 160.4 | 169.5 | 154.5 | 162.8 |
| Long-term investments | 2,854.5 | 2,731.1 | 2,694.6 | 1,975.8 |
| Other assets | 8,293.9 | 7,812.5 | 7,252.6 | 6,626.2 |
| Liabilities & equity | ||||
| Short-term debt | 56.6 | 271.0 | 0.8 | 26.7 |
| Long-term debt | 400.0 | 55.0 | 200.0 | 0.3 |
| Payables | 0.0 | 0.0 | 0.0 | 125.0 |
| Other liabilities | 10,619.1 | 9,920.4 | 9,950.2 | 8,624.3 |
| Shareholders' equity | 1,390.0 | 1,254.4 | 1,193.5 | 1,042.4 |
| Net tangible assets | 1,229.6 | 1,084.9 | 1,039.0 | 879.7 |
OFG Bancorp Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 217,719,000.0 | 252,500,000.0 | 295,657,000.0 | 164,456,000.0 | — |
| Investing Activities | -438,378,000.0 | -335,979,000.0 | -1,404,745,000.0 | -1,512,937,000.0 | — |
| Financing Activities | 669,857,000.0 | -73,557,000.0 | 1,306,797,000.0 | -124,705,000.0 | — |