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Orange County Bancorp, Inc.
Orange County Bancorp, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 20,776 | 10.4 | 1.62 | 0.12 | 3,521.74 |
| Oct 2026 | 20,870 | 10.2 | 1.59 | 0.12 | 3,450.39 |
| Oct 2026 | 20,813 | 10.5 | 1.61 | 0.12 | 3,487.92 |
| Oct 2026 | 20,745 | 10.4 | 1.63 | 0.12 | 3,522.45 |
| Oct 2026 | 20,810 | 10.3 | 1.61 | 0.12 | 3,484.50 |
| Oct 2026 | 20,691 | 10.6 | 1.64 | 0.12 | 3,561.30 |
| Oct 2026 | 20,726 | 10.5 | 1.63 | 0.12 | 3,529.81 |
| Oct 2026 | 20,590 | 10.7 | 1.67 | 0.12 | 3,610.45 |
Orange County Bancorp, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 27,789,000.0 | 32,054,000.0 | 33,005,000.0 | 33,712,000.0 |
| Net Profit | 13,659,000.0 | 11,284,000.0 | 12,430,000.0 | 10,019,000.0 |
| EPS | 1.0 | 0.8 | 0.9 | 0.8 |
Orange County Bancorp, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 127,114,000.0 | 107,625,000.0 | 101,690,000.0 | 89,869,000.0 | — |
| Net Profit | 41,614,000.0 | 27,883,000.0 | 29,478,000.0 | 24,363,000.0 | — |
| EPS | 3.3 | 2.5 | 2.6 | 2.2 | — |
Orange County Bancorp, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 2,659,377,000.0 | 2,509,927,000.0 | 2,485,468,000.0 | 2,287,334,000.0 | — |
| Total Liabilities | 2,375,013,000.0 | 2,324,396,000.0 | 2,320,092,000.0 | 2,149,196,000.0 | — |
| Total Equity | 284,364,000.0 | 185,531,000.0 | 165,376,000.0 | 138,138,000.0 | — |
Owes vs Owns
Orange County Bancorp, Inc. owed $0.89 for every $1 it owned in Jun 2026, down from $0.94 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.89× | 0.89× | 0.93× | 0.93× | 0.94× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Orange County Bancorp, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 13.6%Fixed assets (tangible) 0.6%Long-term investments 6.0%Other assets 79.2%
How it's funded — Dec 2025
Long-term debt 1.3%Other liabilities 88.0%Shareholders' equity 10.7%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 362.6 | 294.6 | 637.3 | 619.5 |
| Receivables | 10.4 | 6.7 | 5.9 | 6.3 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 15.5 | 15.8 | 16.2 | 14.7 |
| Intangible assets | 5.9 | 6.2 | 6.5 | 6.8 |
| Long-term investments | 158.3 | 144.3 | 489.9 | 533.5 |
| Other assets | 2,106.7 | 2,042.4 | 1,329.6 | 1,106.5 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 113.5 | 224.5 | 131.5 |
| Long-term debt | 34.6 | 29.6 | 29.5 | 19.4 |
| Payables | 0.0 | 0.0 | 0.0 | 23.9 |
| Other liabilities | 2,340.5 | 2,181.3 | 2,066.1 | 1,974.4 |
| Shareholders' equity | 284.4 | 185.5 | 165.4 | 138.1 |
| Net tangible assets | 278.5 | 179.4 | 158.9 | 131.4 |
Orange County Bancorp, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 43,849,000.0 | 34,603,000.0 | 44,500,000.0 | 30,483,000.0 | — |
| Investing Activities | -74,152,000.0 | -29,419,000.0 | -144,922,000.0 | -434,107,000.0 | — |
| Financing Activities | 84,201,000.0 | -2,233,000.0 | 161,724,000.0 | 183,526,000.0 | — |