Origin Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Origin Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 2 of the last 3 years; profit grew in 0 of 3. Less steady than 88% of Financial Services companies in United States.
- Growth Efficiency Ratio: Sales grew 19% in 3 years, but profit fell: $20 less profit per $100 of extra sales. Lower than 85% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 0/3Sales grew in 2 of the last 3 years; profit grew in 0 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
−$20Sales grew 19% in 3 years, but profit fell: $20 less profit per $100 of extra sales.
Lower than 85% of Financial Services companies in United States.
Asset Productivity Ratio
+19% / +0%In 3 years sales changed by +19% while total assets changed by +0%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 56% of Financial Services companies in United States.
Tangible Net Worth Ratio
87%Of every $100 of net worth, $87 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 57% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Origin Bancorp, Inc. owes $0.88 for every $1 it owns. Net profit fell 2% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
16.5Investors pay $16.5 for every $1 of Origin Bancorp, Inc.'s yearly profit, higher than 69% of Financial Services companies in United States.
P/B ratio
1.26The share price is 1.26 times Origin Bancorp, Inc.'s book value per share, lower than 53% of Financial Services companies in United States.
Market cap
$1.6 BThe total market value of all of Origin Bancorp, Inc.'s shares at today's price (share price × number of shares), larger than 63% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$1.3 BWhat Origin Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$41.53Net worth divided by the number of shares. The share price of $52.45 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
8.0%Origin Bancorp, Inc. earned 8.0% on its shareholders' money over the last year, lower than 65% of Financial Services companies in United States.
Owes vs Owns
0.88×Origin Bancorp, Inc. owes $0.88 for every $1 it owns (high), higher than 63% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.89%Origin Bancorp, Inc. pays 1.89% of its share price as dividends a year, lower than 74% of dividend-paying Financial Services companies in United States.
Revenue growth
+10%Revenue rose 10% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Profit growth
-2%Net profit fell 2% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Profit margin
19.3%Origin Bancorp, Inc. keeps $19 of every $100 of revenue as net profit.
Questions
What is Origin Bancorp, Inc.'s P/E ratio?
Investors pay $16.5 for every $1 of Origin Bancorp, Inc.'s yearly profit, higher than 69% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Origin Bancorp, Inc.: $1.6 B ÷ $1.3 B (30 Jun 2026) = 1.3.
What is Origin Bancorp, Inc.'s return on equity?
Origin Bancorp, Inc. earned 8.0% on its shareholders' money over the last year, lower than 65% of Financial Services companies in United States.
How much does Origin Bancorp, Inc. owe compared with what it owns?
Origin Bancorp, Inc. owes $0.88 for every $1 it owns (high), higher than 63% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Origin Bancorp, Inc. pay a dividend?
Yes. Origin Bancorp, Inc. pays 1.89% of its share price as dividends a year, lower than 74% of dividend-paying Financial Services companies in United States.
Is Origin Bancorp, Inc.'s revenue growing?
Revenue rose 10% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.