NatWest Group plc
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from NatWest Group plc's yearly results (2022–2025), compared with Financial Services companies in United Kingdom. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 62% of Financial Services companies in United Kingdom.
Growth Efficiency Ratio
£69Sales grew 24% in 3 years; of every extra £100 of sales, £69 became extra profit.
Higher than 79% of Financial Services companies in United Kingdom.
Asset Productivity Ratio
+24% / -1%In 3 years sales changed by +24% while total assets changed by -1%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every £100 the company owns, £99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 57% of Financial Services companies in United Kingdom.
Tangible Net Worth Ratio
83%Of every £100 of net worth, £83 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 57% of Financial Services companies in United Kingdom.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
NatWest Group plc owes £0.94 for every £1 it owns. Net profit rose 21% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Compared with Financial Services companies in United Kingdom · latest annual results Dec 2025.
P/E ratio
8.4Investors pay £8.4 for every £1 of NatWest Group plc's yearly profit, lower than 90% of Financial Services companies in United Kingdom.
P/B ratio
1.14The share price is 1.14 times NatWest Group plc's book value per share, lower than 78% of Financial Services companies in United Kingdom.
Market cap
£50.0 BThe total market value of all of NatWest Group plc's shares at today's price (share price × number of shares), larger than 78% of Financial Services companies in United Kingdom. PosiCap size class: Tito Cap.
Net worth (book value)
£43.8 BWhat NatWest Group plc would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
£5.53Net worth divided by the number of shares. The share price of £6.32 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
14.8%NatWest Group plc earned 14.8% on its shareholders' money over the last year, higher than 53% of Financial Services companies in United Kingdom.
Owes vs Owns
0.94×NatWest Group plc owes £0.94 for every £1 it owns (high), lower than 59% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.
Dividend yield
5.40%NatWest Group plc pays 5.40% of its share price as dividends a year, higher than 78% of dividend-paying Financial Services companies in United Kingdom.
Revenue growth
+13%Revenue rose 13% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Profit growth
+21%Net profit rose 21% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Profit margin
35.1%NatWest Group plc keeps £35 of every £100 of revenue as net profit.
Questions
What is NatWest Group plc's P/E ratio?
Investors pay £8.4 for every £1 of NatWest Group plc's yearly profit, lower than 90% of Financial Services companies in United Kingdom.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For NatWest Group plc: £50.0 B ÷ £43.8 B (30 Jun 2026) = 1.1.
What is NatWest Group plc's return on equity?
NatWest Group plc earned 14.8% on its shareholders' money over the last year, higher than 53% of Financial Services companies in United Kingdom.
How much does NatWest Group plc owe compared with what it owns?
NatWest Group plc owes £0.94 for every £1 it owns (high), lower than 59% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.
Does NatWest Group plc pay a dividend?
Yes. NatWest Group plc pays 5.40% of its share price as dividends a year, higher than 78% of dividend-paying Financial Services companies in United Kingdom.
Is NatWest Group plc's revenue growing?
Revenue rose 13% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.