Northrim BanCorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Northrim BanCorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$41Sales grew 65% in 3 years; of every extra $100 of sales, $41 became extra profit.
Higher than 68% of Financial Services companies in United States.
Asset Productivity Ratio
+65% / +23%In 3 years sales changed by +65% while total assets changed by +23%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 55% of Financial Services companies in United States.
Tangible Net Worth Ratio
75%Of every $100 of net worth, $75 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 63% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Northrim BanCorp, Inc. owes $0.90 for every $1 it owns. Net profit rose 75% in the year to Dec 2025, and grew 28% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
9.8Investors pay $9.8 for every $1 of Northrim BanCorp, Inc.'s yearly profit, lower than 81% of Financial Services companies in United States.
P/B ratio
1.55The share price is 1.55 times Northrim BanCorp, Inc.'s book value per share, higher than 70% of Financial Services companies in United States.
Market cap
$538 MThe total market value of all of Northrim BanCorp, Inc.'s shares at today's price (share price × number of shares), smaller than 56% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$348 MWhat Northrim BanCorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$15.63Net worth divided by the number of shares. The share price of $24.20 is 1.5 times this, which is the P/B above.
Return on equity (ROE)
16.6%Northrim BanCorp, Inc. earned 16.6% on its shareholders' money over the last year, higher than 80% of Financial Services companies in United States.
Owes vs Owns
0.90×Northrim BanCorp, Inc. owes $0.90 for every $1 it owns (high), higher than 79% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.75%Northrim BanCorp, Inc. pays 2.75% of its share price as dividends a year, lower than 52% of dividend-paying Financial Services companies in United States.
Revenue growth
+37%Revenue rose 37% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Profit growth
+75%Net profit rose 75% in the year to Dec 2025, and grew 28% a year on average over 3 years.
Profit margin
30.4%Northrim BanCorp, Inc. keeps $30 of every $100 of revenue as net profit.
Questions
What is Northrim BanCorp, Inc.'s P/E ratio?
Investors pay $9.8 for every $1 of Northrim BanCorp, Inc.'s yearly profit, lower than 81% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Northrim BanCorp, Inc.: $538 M ÷ $348 M (30 Jun 2026) = 1.5.
What is Northrim BanCorp, Inc.'s return on equity?
Northrim BanCorp, Inc. earned 16.6% on its shareholders' money over the last year, higher than 80% of Financial Services companies in United States.
How much does Northrim BanCorp, Inc. owe compared with what it owns?
Northrim BanCorp, Inc. owes $0.90 for every $1 it owns (high), higher than 79% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Northrim BanCorp, Inc. pay a dividend?
Yes. Northrim BanCorp, Inc. pays 2.75% of its share price as dividends a year, lower than 52% of dividend-paying Financial Services companies in United States.
Is Northrim BanCorp, Inc.'s revenue growing?
Revenue rose 37% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.