NerdWallet, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from NerdWallet, Inc.'s yearly results (2022–2025), compared with Communication Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Cash Cushion Ratio: Cash, after subtracting all debt, equals 12% of its market value (net cash). Higher than 85% of Communication Services companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
$409Over the last 3 years, every $100 of reported profit came with $409 of operating cash.
Higher than 83% of Communication Services companies in United States.
Self-Funding Ratio
4.0×Over the last 3 years its own operating cash covered its investment spending (capex) 4.0 times.
Higher than 68% of Communication Services companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 82% of Communication Services companies in United States.
Growth Efficiency Ratio
$20Sales grew 55% in 3 years; of every extra $100 of sales, $20 became extra profit.
Higher than 53% of Communication Services companies in United States.
Asset Productivity Ratio
+55% / +8%In 3 years sales changed by +55% while total assets changed by +8%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
19.1×Debt due within a year is covered 19.1 times by its yearly operating cash.
Higher than 71% of Communication Services companies in United States.
Cash Cushion Ratio
+12%Cash, after subtracting all debt, equals 12% of its market value (net cash).
Higher than 85% of Communication Services companies in United States.
Tangible Assets Ratio
69%Of every $100 the company owns, $69 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 56% of Communication Services companies in United States.
Tangible Net Worth Ratio
61%Of every $100 of net worth, $61 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 73% of Communication Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
NerdWallet, Inc. owes $0.22 for every $1 it owns. Net profit rose 60% in the year to Dec 2025.
Compared with Communication Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.4Investors pay $12.4 for every $1 of NerdWallet, Inc.'s yearly profit, lower than 66% of Communication Services companies in United States.
P/B ratio
2.19The share price is 2.19 times NerdWallet, Inc.'s book value per share, higher than 57% of Communication Services companies in United States.
Market cap
$713 MThe total market value of all of NerdWallet, Inc.'s shares at today's price (share price × number of shares), larger than 50% of Communication Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$326 MWhat NerdWallet, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$5.10Net worth divided by the number of shares. The share price of $11.16 is 2.2 times this, which is the P/B above.
Return on equity (ROE)
18.2%NerdWallet, Inc. earned 18.2% on its shareholders' money over the last year, higher than 80% of Communication Services companies in United States.
Owes vs Owns
0.22×NerdWallet, Inc. owes $0.22 for every $1 it owns (low), lower than 93% of Communication Services companies in United States.
Dividend yield
NoneNerdWallet, Inc. does not currently pay a dividend.
Revenue growth
+22%Revenue rose 22% in the year to Dec 2025, and grew 16% a year on average over 3 years.
Profit growth
+60%Net profit rose 60% in the year to Dec 2025.
Profit margin
5.8%NerdWallet, Inc. keeps $6 of every $100 of revenue as net profit.
Cash quality
2.7×Cash from NerdWallet, Inc.'s business was 2.7× its reported profit in the year to Dec 2025 — its profit turned into cash.
Interest cover
108.7×NerdWallet, Inc.'s operating profit covered its interest costs 108.7 times in the year to Dec 2025.
Cash vs debt
Net cashNerdWallet, Inc. held $86 M more cash than debt (net cash) at Dec 2025.
Questions
What is NerdWallet, Inc.'s P/E ratio?
Investors pay $12.4 for every $1 of NerdWallet, Inc.'s yearly profit, lower than 66% of Communication Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For NerdWallet, Inc.: $713 M ÷ $326 M (30 Jun 2026) = 2.2.
What is NerdWallet, Inc.'s return on equity?
NerdWallet, Inc. earned 18.2% on its shareholders' money over the last year, higher than 80% of Communication Services companies in United States.
How much does NerdWallet, Inc. owe compared with what it owns?
NerdWallet, Inc. owes $0.22 for every $1 it owns (low), lower than 93% of Communication Services companies in United States.
Does NerdWallet, Inc. pay a dividend?
No. NerdWallet, Inc. does not currently pay a dividend.
Is NerdWallet, Inc.'s revenue growing?
Revenue rose 22% in the year to Dec 2025, and grew 16% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.