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NMI Holdings, Inc.

NMI Holdings, Inc. Score & Ratio Trend

DateScoreP/EP/BD/EPrice
Oct 2026 20,999 7.9 1.11 0.16 3,864.50
Oct 2026 21,058 7.8 1.09 0.16 3,771.22
Oct 2026 21,116 7.8 1.10 0.16 3,767.45
Oct 2026 21,099 7.8 1.10 0.16 3,769.42
Oct 2026 21,051 7.9 1.11 0.16 3,807.94
Oct 2026 20,977 8.0 1.13 0.16 3,855.85
Oct 2026 20,941 8.1 1.14 0.16 3,888.42
Oct 2026 20,864 8.2 1.16 0.16 3,948.15
Oct 2026 20,970 8.0 1.13 0.16 3,856.12
Oct 2026 20,882 8.2 1.15 0.16 3,916.28

NMI Holdings, Inc. Quarterly Results

Line Item Jun 2026Mar 2026Dec 2025Sep 2025
Revenue 187,891,000.0 183,475,000.0 180,736,000.0 178,679,000.0
Net Profit 105,788,000.0 99,330,000.0 94,217,000.0 95,999,000.0
EPS 1.4 1.3 1.2 1.2

NMI Holdings, Inc. Revenue & Profit: Last 5 Years

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Revenue 706,440,000.0 650,971,000.0 579,003,000.0 524,458,000.0 —
Net Profit 388,926,000.0 360,106,000.0 322,110,000.0 292,902,000.0 —
EPS 5.0 4.5 3.9 3.5 —

NMI Holdings, Inc. Balance Sheet

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Total Assets 3,841,098,000.0 3,349,973,000.0 2,940,507,000.0 2,516,030,000.0 —
Total Liabilities 1,249,112,000.0 1,132,541,000.0 1,014,503,000.0 902,303,000.0 —
Total Equity 2,591,986,000.0 2,217,432,000.0 1,926,004,000.0 1,613,727,000.0 —

Owes vs Owns

NMI Holdings, Inc. owed $0.32 for every $1 it owned in Jun 2026, down from $0.36 in Dec 2022.

PeriodJun 2026Dec 2025Dec 2024Dec 2023Dec 2022
Owes vs Owns 0.32× 0.33× 0.34× 0.35× 0.36×

Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.

NMI Holdings, Inc. Assets & Liabilities Breakdown (USD millions)

What it owns — Dec 2025

Cash & short-term investments 11.7%Receivables 3.3%Fixed assets (tangible) 0.6%Long-term investments 81.7%Other assets 2.7%

How it's funded — Dec 2025

Long-term debt 10.9%Payables 2.6%Other liabilities 19.0%Shareholders' equity 67.5%
Line Item Dec 2025Dec 2024Dec 2023Dec 2022
Assets
Cash & short-term investments448.4356.3333.3381.2
Receivables124.8115.1104.091.3
Inventory0.00.00.00.0
Fixed assets (tangible)21.725.730.331.9
Intangible assets3.63.63.63.6
Long-term investments3,137.02,723.52,371.02,099.4
Other assets105.5125.798.30.0
Liabilities & equity
Short-term debt0.00.00.00.0
Long-term debt417.0415.1397.6396.1
Payables101.6103.286.274.6
Other liabilities730.5614.2530.7431.7
Shareholders' equity2,592.02,217.41,926.01,613.7
Net tangible assets2,588.42,213.81,922.41,610.1

NMI Holdings, Inc. Cash Flow

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Operating Activities 419,299,000.0 393,604,000.0 342,683,000.0 313,394,000.0 —
Investing Activities -316,466,000.0 -339,286,000.0 -200,000,000.0 -289,786,000.0 —
Financing Activities -113,204,000.0 -96,699,000.0 -90,420,000.0 -55,828,000.0 —

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