NLI Holdings, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from NLI Holdings, Inc.'s yearly results (2022–2025), compared with Industrials companies in United States. Tap ? on any ratio for what it means.
What stands out
- Cash Cushion Ratio: Cash, after subtracting all debt, equals 34% of its market value (net cash). Higher than 94% of Industrials companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $92 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 86% of Industrials companies in United States.
- Profit Cash Ratio: Over the last 3 years, every $100 of reported profit came with $97 of operating cash. Lower than 86% of Industrials companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
$97Over the last 3 years, every $100 of reported profit came with $97 of operating cash.
Lower than 86% of Industrials companies in United States.
Self-Funding Ratio
4.1×Over the last 3 years its own operating cash covered its investment spending (capex) 4.1 times.
Higher than 67% of Industrials companies in United States.
Cash Locked Ratio
$26For every $100 of sales, $26 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $27 tied up three years earlier.
More money tied up than 61% of Industrials companies in United States.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 79% of Industrials companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by -5% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
-5% / -24%In 3 years sales changed by -5% while total assets changed by -24%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Data incomplete
Cash Cushion Ratio
+34%Cash, after subtracting all debt, equals 34% of its market value (net cash).
Higher than 94% of Industrials companies in United States.
Tangible Assets Ratio
94%Of every $100 the company owns, $94 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 79% of Industrials companies in United States.
Tangible Net Worth Ratio
92%Of every $100 of net worth, $92 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 86% of Industrials companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (13)
NLI Holdings, Inc. made a loss over the last year. NLI Holdings, Inc. owes $0.19 for every $1 it owns. NLI Holdings, Inc. made a loss in the year to Dec 2025, after a profit the year before.
Compared with Industrials companies in United States · latest annual results Dec 2025.
P/E ratio
LossNLI Holdings, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.90The share price is 0.90 times NLI Holdings, Inc.'s book value per share, lower than 87% of Industrials companies in United States.
Market cap
$326 MThe total market value of all of NLI Holdings, Inc.'s shares at today's price (share price × number of shares), smaller than 73% of Industrials companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$363 MWhat NLI Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$7.42Net worth divided by the number of shares. The share price of $6.67 is 0.9 times this, which is the P/B above.
Return on equity (ROE)
-5.7%NLI Holdings, Inc. lost 5.7% of its shareholders' money over the last year, lower than 71% of Industrials companies in United States.
Owes vs Owns
0.19×NLI Holdings, Inc. owes $0.19 for every $1 it owns (low), lower than 89% of Industrials companies in United States.
Dividend yield
6.08%NLI Holdings, Inc. pays 6.08% of its share price as dividends a year, higher than 97% of dividend-paying Industrials companies in United States.
Revenue growth
+8%Revenue rose 8% in the year to Dec 2025, and shrank 2% a year on average over 3 years.
Profit growth
LossNLI Holdings, Inc. made a loss in the year to Dec 2025, after a profit the year before.
Profit margin
-23.9%NLI Holdings, Inc. lost $24 for every $100 of revenue.
Interest cover
12.4×NLI Holdings, Inc.'s operating profit covered its interest costs 12.4 times in the year to Dec 2025.
Cash vs debt
Net cashNLI Holdings, Inc. held $110 M more cash than debt (net cash) at Dec 2025.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For NLI Holdings, Inc.: $326 M ÷ $363 M (30 Jun 2026) = 0.9.
What is NLI Holdings, Inc.'s return on equity?
NLI Holdings, Inc. lost 5.7% of its shareholders' money over the last year, lower than 71% of Industrials companies in United States.
How much does NLI Holdings, Inc. owe compared with what it owns?
NLI Holdings, Inc. owes $0.19 for every $1 it owns (low), lower than 89% of Industrials companies in United States.
Does NLI Holdings, Inc. pay a dividend?
Yes. NLI Holdings, Inc. pays 6.08% of its share price as dividends a year, higher than 97% of dividend-paying Industrials companies in United States.
Is NLI Holdings, Inc.'s revenue growing?
Revenue rose 8% in the year to Dec 2025, and shrank 2% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.