Niva Bupa Health Insurance Company Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Niva Bupa Health Insurance Company Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 56% of Financial Services companies in India.
Growth Efficiency Ratio
₹3Sales grew 154% in 3 years; of every extra ₹100 of sales, ₹3 became extra profit.
Lower than 75% of Financial Services companies in India.
Asset Productivity Ratio
+154% / +191%In 3 years sales changed by +154% while total assets changed by +191%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 76% of Financial Services companies in India.
Tangible Net Worth Ratio
98%Of every ₹100 of net worth, ₹98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 78% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Niva Bupa Health Insurance Company Limited owes ₹0.72 for every ₹1 it owns. Net profit fell 39% in the year to Mar 2026, and grew 118% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
36.9Investors pay ₹36.9 for every ₹1 of Niva Bupa Health Insurance Company Limited's yearly profit, higher than 82% of Financial Services companies in India.
P/B ratio
4.16The share price is 4.16 times Niva Bupa Health Insurance Company Limited's book value per share, higher than 83% of Financial Services companies in India.
Market cap
₹13,301 CrThe total market value of all of Niva Bupa Health Insurance Company Limited's shares at today's price (share price × number of shares), larger than 61% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹3,199 CrWhat Niva Bupa Health Insurance Company Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹17.29Net worth divided by the number of shares. The share price of ₹71.91 is 4.2 times this, which is the P/B above.
Return on equity (ROE)
12.1%Niva Bupa Health Insurance Company Limited earned 12.1% on its shareholders' money over the last year, higher than 55% of Financial Services companies in India.
Owes vs Owns
0.72×Niva Bupa Health Insurance Company Limited owes ₹0.72 for every ₹1 it owns (moderate), higher than 55% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NoneNiva Bupa Health Insurance Company Limited does not currently pay a dividend.
Revenue growth
+25%Revenue rose 25% in the year to Mar 2026, and grew 36% a year on average over 3 years.
Profit growth
-39%Net profit fell 39% in the year to Mar 2026, and grew 118% a year on average over 3 years.
Profit margin
1.8%Niva Bupa Health Insurance Company Limited keeps ₹2 of every ₹100 of revenue as net profit.
Questions
What is Niva Bupa Health Insurance Company Limited's P/E ratio?
Investors pay ₹36.9 for every ₹1 of Niva Bupa Health Insurance Company Limited's yearly profit, higher than 82% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Niva Bupa Health Insurance Company Limited: ₹13,301 Cr ÷ ₹3,199 Cr (31 Mar 2026) = 4.2.
What is Niva Bupa Health Insurance Company Limited's return on equity?
Niva Bupa Health Insurance Company Limited earned 12.1% on its shareholders' money over the last year, higher than 55% of Financial Services companies in India.
How much does Niva Bupa Health Insurance Company Limited owe compared with what it owns?
Niva Bupa Health Insurance Company Limited owes ₹0.72 for every ₹1 it owns (moderate), higher than 55% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Niva Bupa Health Insurance Company Limited pay a dividend?
No. Niva Bupa Health Insurance Company Limited does not currently pay a dividend.
Is Niva Bupa Health Insurance Company Limited's revenue growing?
Revenue rose 25% in the year to Mar 2026, and grew 36% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.