Northeast Community Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Northeast Community Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$50Sales grew 60% in 3 years; of every extra $100 of sales, $50 became extra profit.
Higher than 76% of Financial Services companies in United States.
Asset Productivity Ratio
+60% / +45%In 3 years sales changed by +60% while total assets changed by +45%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Northeast Community Bancorp, Inc. owes $0.83 for every $1 it owns. Net profit fell 6% in the year to Dec 2025, and grew 21% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
9.3Investors pay $9.3 for every $1 of Northeast Community Bancorp, Inc.'s yearly profit, lower than 83% of Financial Services companies in United States.
P/B ratio
1.09The share price is 1.09 times Northeast Community Bancorp, Inc.'s book value per share, lower than 65% of Financial Services companies in United States.
Market cap
$396 MThe total market value of all of Northeast Community Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 64% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$363 MWhat Northeast Community Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$26.34Net worth divided by the number of shares. The share price of $28.78 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
12.1%Northeast Community Bancorp, Inc. earned 12.1% on its shareholders' money over the last year, higher than 61% of Financial Services companies in United States.
Owes vs Owns
0.83×Northeast Community Bancorp, Inc. owes $0.83 for every $1 it owns (high), higher than 50% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.54%Northeast Community Bancorp, Inc. pays 3.54% of its share price as dividends a year, higher than 62% of dividend-paying Financial Services companies in United States.
Revenue growth
-1%Revenue fell 1% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Profit growth
-6%Net profit fell 6% in the year to Dec 2025, and grew 21% a year on average over 3 years.
Profit margin
42.4%Northeast Community Bancorp, Inc. keeps $42 of every $100 of revenue as net profit.
Questions
What is Northeast Community Bancorp, Inc.'s P/E ratio?
Investors pay $9.3 for every $1 of Northeast Community Bancorp, Inc.'s yearly profit, lower than 83% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Northeast Community Bancorp, Inc.: $396 M ÷ $363 M (30 Jun 2026) = 1.1.
What is Northeast Community Bancorp, Inc.'s return on equity?
Northeast Community Bancorp, Inc. earned 12.1% on its shareholders' money over the last year, higher than 61% of Financial Services companies in United States.
How much does Northeast Community Bancorp, Inc. owe compared with what it owns?
Northeast Community Bancorp, Inc. owes $0.83 for every $1 it owns (high), higher than 50% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Northeast Community Bancorp, Inc. pay a dividend?
Yes. Northeast Community Bancorp, Inc. pays 3.54% of its share price as dividends a year, higher than 62% of dividend-paying Financial Services companies in United States.
Is Northeast Community Bancorp, Inc.'s revenue growing?
Revenue fell 1% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.