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PosiFunda · Fundamentals

Nordea Bank Abp

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Nordea Bank Abp's yearly results (2022–2025), compared with companies in Finland. Tap ? on any ratio for what it means.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

2/3 · 2/3

Sales grew in 2 of the last 3 years; profit grew in 2 of 3.

Growth Efficiency Ratio

€61

Sales grew 21% in 3 years; of every extra €100 of sales, €61 became extra profit.

Asset Productivity Ratio

+21% / +10%

In 3 years sales changed by +21% while total assets changed by +10%. Sales grew faster than assets.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

99%

Of every €100 the company owns, €99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Tangible Net Worth Ratio

87%

Of every €100 of net worth, €87 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

Shareholders

Shareholder Slice Ratio

−6%

Share count fell 6% in 3 years (buybacks), so each share's slice of the company became larger. Dividends paid equalled 63% of profit over the same period.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Nordea Bank Abp owes €0.96 for every €1 it owns. Net profit fell 4% in the year to Dec 2025, and grew 10% a year on average over 3 years.

Compared with companies in Finland · latest annual results Dec 2025.

P/E ratio

11.1

Investors pay €11.1 for every €1 of Nordea Bank Abp's yearly profit.

P/B ratio

1.66

The share price is 1.66 times Nordea Bank Abp's book value per share.

Market cap

€51.8 B

The total market value of all of Nordea Bank Abp's shares at today's price (share price × number of shares). PosiCap size class: Tito Cap.

Net worth (book value)

€31.1 B

What Nordea Bank Abp would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

€9.18

Net worth divided by the number of shares. The share price of €15.28 is 1.7 times this, which is the P/B above.

Return on equity (ROE)

14.9%

Nordea Bank Abp earned 14.9% on its shareholders' money over the last year.

Owes vs Owns

0.96×

Nordea Bank Abp owes €0.96 for every €1 it owns (high). Banks and lenders usually show higher figures.

Dividend yield

8.28%

Nordea Bank Abp pays 8.28% of its share price as dividends a year.

Revenue growth

-3%

Revenue fell 3% in the year to Dec 2025, and grew 7% a year on average over 3 years.

Profit growth

-4%

Net profit fell 4% in the year to Dec 2025, and grew 10% a year on average over 3 years.

Profit margin

41.3%

Nordea Bank Abp keeps €41 of every €100 of revenue as net profit.

Questions

What is Nordea Bank Abp's P/E ratio?

Investors pay €11.1 for every €1 of Nordea Bank Abp's yearly profit.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Nordea Bank Abp: €51.8 B ÷ €31.1 B (30 Jun 2026) = 1.7.

What is Nordea Bank Abp's return on equity?

Nordea Bank Abp earned 14.9% on its shareholders' money over the last year.

How much does Nordea Bank Abp owe compared with what it owns?

Nordea Bank Abp owes €0.96 for every €1 it owns (high). Banks and lenders usually show higher figures.

Does Nordea Bank Abp pay a dividend?

Yes. Nordea Bank Abp pays 8.28% of its share price as dividends a year.

Is Nordea Bank Abp's revenue growing?

Revenue fell 3% in the year to Dec 2025, and grew 7% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.