N.B.I. Industrial Finance Company Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from N.B.I. Industrial Finance Company Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 73% in 3 years; of every extra ₹100 of sales, ₹97 became extra profit. Higher than 93% of Financial Services companies in India.
- Shareholder Slice Ratio: Share count rose 20% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 86% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹97Sales grew 73% in 3 years; of every extra ₹100 of sales, ₹97 became extra profit.
Higher than 93% of Financial Services companies in India.
Asset Productivity Ratio
+73% / +11%In 3 years sales changed by +73% while total assets changed by +11%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
N.B.I. Industrial Finance Company Limited owes ₹0.03 for every ₹1 it owns. Net profit rose 46% in the year to Mar 2026, and grew 33% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
36.8Investors pay ₹36.8 for every ₹1 of N.B.I. Industrial Finance Company Limited's yearly profit, higher than 83% of Financial Services companies in India.
P/B ratio
0.19The share price is 0.19 times N.B.I. Industrial Finance Company Limited's book value per share, lower than 97% of Financial Services companies in India.
Market cap
₹510 CrThe total market value of all of N.B.I. Industrial Finance Company Limited's shares at today's price (share price × number of shares), smaller than 74% of Financial Services companies in India. PosiCap size class: Micro Cap.
Net worth (book value)
₹2,638 CrWhat N.B.I. Industrial Finance Company Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹8,929Net worth divided by the number of shares. The share price of ₹1,727 is 0.2 times this, which is the P/B above.
Return on equity (ROE)
0.5%N.B.I. Industrial Finance Company Limited earned 0.5% on its shareholders' money over the last year, lower than 91% of Financial Services companies in India.
Owes vs Owns
0.03×N.B.I. Industrial Finance Company Limited owes ₹0.03 for every ₹1 it owns (low), lower than 97% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.04%N.B.I. Industrial Finance Company Limited pays 0.04% of its share price as dividends a year, lower than almost all dividend-paying Financial Services companies in India.
Revenue growth
+34%Revenue rose 34% in the year to Mar 2026, and grew 20% a year on average over 3 years.
Profit growth
+46%Net profit rose 46% in the year to Mar 2026, and grew 33% a year on average over 3 years.
Profit margin
70.8%N.B.I. Industrial Finance Company Limited keeps ₹71 of every ₹100 of revenue as net profit.
Questions
What is N.B.I. Industrial Finance Company Limited's P/E ratio?
Investors pay ₹36.8 for every ₹1 of N.B.I. Industrial Finance Company Limited's yearly profit, higher than 83% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For N.B.I. Industrial Finance Company Limited: ₹510 Cr ÷ ₹2,638 Cr (31 Mar 2026) = 0.2.
What is N.B.I. Industrial Finance Company Limited's return on equity?
N.B.I. Industrial Finance Company Limited earned 0.5% on its shareholders' money over the last year, lower than 91% of Financial Services companies in India.
How much does N.B.I. Industrial Finance Company Limited owe compared with what it owns?
N.B.I. Industrial Finance Company Limited owes ₹0.03 for every ₹1 it owns (low), lower than 97% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does N.B.I. Industrial Finance Company Limited pay a dividend?
Yes. N.B.I. Industrial Finance Company Limited pays 0.04% of its share price as dividends a year, lower than almost all dividend-paying Financial Services companies in India.
Is N.B.I. Industrial Finance Company Limited's revenue growing?
Revenue rose 34% in the year to Mar 2026, and grew 20% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.