National Bank Holdings Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from National Bank Holdings Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
$46Sales grew 25% in 3 years; of every extra $100 of sales, $46 became extra profit.
Higher than 73% of Financial Services companies in United States.
Asset Productivity Ratio
+25% / +3%In 3 years sales changed by +25% while total assets changed by +3%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
96%Of every $100 the company owns, $96 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 66% of Financial Services companies in United States.
Tangible Net Worth Ratio
74%Of every $100 of net worth, $74 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 64% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
National Bank Holdings Corporation owes $0.87 for every $1 it owns. Net profit fell 8% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
16.4Investors pay $16.4 for every $1 of National Bank Holdings Corporation's yearly profit, higher than 69% of Financial Services companies in United States.
P/B ratio
1.03The share price is 1.03 times National Bank Holdings Corporation's book value per share, lower than 69% of Financial Services companies in United States.
Market cap
$1.7 BThe total market value of all of National Bank Holdings Corporation's shares at today's price (share price × number of shares), larger than 65% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$1.7 BWhat National Bank Holdings Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$37.69Net worth divided by the number of shares. The share price of $38.96 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
6.5%National Bank Holdings Corporation earned 6.5% on its shareholders' money over the last year, lower than 71% of Financial Services companies in United States.
Owes vs Owns
0.87×National Bank Holdings Corporation owes $0.87 for every $1 it owns (high), higher than 58% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.37%National Bank Holdings Corporation pays 3.37% of its share price as dividends a year, higher than 60% of dividend-paying Financial Services companies in United States.
Revenue growth
+3%Revenue rose 3% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Profit growth
-8%Net profit fell 8% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Profit margin
26.6%National Bank Holdings Corporation keeps $27 of every $100 of revenue as net profit.
Questions
What is National Bank Holdings Corporation's P/E ratio?
Investors pay $16.4 for every $1 of National Bank Holdings Corporation's yearly profit, higher than 69% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For National Bank Holdings Corporation: $1.7 B ÷ $1.7 B (30 Jun 2026) = 1.0.
What is National Bank Holdings Corporation's return on equity?
National Bank Holdings Corporation earned 6.5% on its shareholders' money over the last year, lower than 71% of Financial Services companies in United States.
How much does National Bank Holdings Corporation owe compared with what it owns?
National Bank Holdings Corporation owes $0.87 for every $1 it owns (high), higher than 58% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does National Bank Holdings Corporation pay a dividend?
Yes. National Bank Holdings Corporation pays 3.37% of its share price as dividends a year, higher than 60% of dividend-paying Financial Services companies in United States.
Is National Bank Holdings Corporation's revenue growing?
Revenue rose 3% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.