Navan, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Navan, Inc.'s yearly results, compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Debt Due Cover Ratio: Debt due within a year is covered 57.7 times by its yearly operating cash. Higher than 91% of Technology companies in United States.
Where $100 of sales goes
Latest year (Jan 2026). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Data incomplete
Self-Funding Ratio
—Data incomplete
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
—Data incomplete
Growth Efficiency Ratio
—Data incomplete
Asset Productivity Ratio
—Data incomplete
Balance-sheet strength
Debt Due Cover Ratio
57.7×Debt due within a year is covered 57.7 times by its yearly operating cash.
Higher than 91% of Technology companies in United States.
Cash Cushion Ratio
+8%Cash, after subtracting all debt, equals 8% of its market value (net cash).
Higher than 74% of Technology companies in United States.
Tangible Assets Ratio
83%Of every $100 the company owns, $83 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 60% of Technology companies in United States.
Tangible Net Worth Ratio
76%Of every $100 of net worth, $76 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 70% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Navan, Inc. made a loss over the last year. Navan, Inc. owes $0.27 for every $1 it owns.
Compared with Technology companies in United States · latest annual results Jan 2026.
P/E ratio
LossNavan, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
5.15The share price is 5.15 times Navan, Inc.'s book value per share, higher than 68% of Technology companies in United States.
Market cap
$6.8 BThe total market value of all of Navan, Inc.'s shares at today's price (share price × number of shares), larger than 73% of Technology companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$1.3 BWhat Navan, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Jul 2026).
Book value per share
$5.05Net worth divided by the number of shares. The share price of $26.03 is 5.2 times this, which is the P/B above.
Return on equity (ROE)
-49.4%Navan, Inc. lost 49.4% of its shareholders' money over the last year, lower than 81% of Technology companies in United States.
Owes vs Owns
0.27×Navan, Inc. owes $0.27 for every $1 it owns (low), lower than 76% of Technology companies in United States.
Dividend yield
NoneNavan, Inc. does not currently pay a dividend.
Profit margin
-56.7%Navan, Inc. lost $57 for every $100 of revenue.
Interest cover
Not coveredNavan, Inc.'s operating profit did not cover its interest costs in the year to Jan 2026.
Cash vs debt
Net cashNavan, Inc. held $566 M more cash than debt (net cash) at Jan 2026.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Navan, Inc.: $6.8 B ÷ $1.3 B (31 Jul 2026) = 5.2.
What is Navan, Inc.'s return on equity?
Navan, Inc. lost 49.4% of its shareholders' money over the last year, lower than 81% of Technology companies in United States.
How much does Navan, Inc. owe compared with what it owns?
Navan, Inc. owes $0.27 for every $1 it owns (low), lower than 76% of Technology companies in United States.
Does Navan, Inc. pay a dividend?
No. Navan, Inc. does not currently pay a dividend.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.