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Navient Corporation
Navient Corporation Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | -7,251 | -18.6 | 0.36 | 18.53 | 879.92 |
| Oct 2026 | -7,333 | -18.9 | 0.36 | 18.53 | 886.56 |
| Oct 2026 | 1,867 | -19.2 | 0.37 | 18.53 | 897.10 |
| Oct 2026 | 1,930 | -18.9 | 0.36 | 18.53 | 879.21 |
| Oct 2026 | 1,812 | -19.9 | 0.37 | 18.53 | 907.83 |
| Oct 2026 | 1,922 | -18.9 | 0.36 | 18.53 | 878.95 |
| Oct 2026 | 1,997 | -18.6 | 0.36 | 18.53 | 861.88 |
| Oct 2026 | 2,040 | -18.3 | 0.35 | 18.53 | 851.45 |
| Oct 2026 | 2,021 | -18.4 | 0.35 | 18.53 | 854.08 |
| Oct 2026 | 2,087 | -18.1 | 0.35 | 18.53 | 836.30 |
Navient Corporation Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 150,000,000.0 | 152,000,000.0 | 137,000,000.0 | 161,000,000.0 |
| Net Profit | 25,000,000.0 | 17,000,000.0 | -5,000,000.0 | -86,000,000.0 |
| EPS | 0.3 | 0.2 | -0.1 | -0.9 |
Navient Corporation Revenue & Profit: Last 4 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Revenue | 610,000,000.0 | 961,000,000.0 | 1,279,000,000.0 | 1,737,000,000.0 |
| Net Profit | -80,000,000.0 | 131,000,000.0 | 228,000,000.0 | 645,000,000.0 |
| EPS | -0.8 | 1.2 | 1.9 | 4.5 |
Navient Corporation Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 48,681,000,000.0 | 51,789,000,000.0 | 61,375,000,000.0 | 70,795,000,000.0 | — |
| Total Liabilities | 46,282,000,000.0 | 49,148,000,000.0 | 58,615,000,000.0 | 67,818,000,000.0 | — |
| Total Equity | 2,399,000,000.0 | 2,641,000,000.0 | 2,760,000,000.0 | 2,977,000,000.0 | — |
Owes vs Owns
Navient Corporation owed $0.95 for every $1 it owned in Jun 2026, down from $0.96 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.95× | 0.95× | 0.95× | 0.96× | 0.96× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Navient Corporation Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 1.3%Receivables 3.7%Intangible assets 0.9%Other assets 93.7%
How it's funded — Dec 2025
Short-term debt 8.8%Long-term debt 84.0%Other liabilities 2.3%Shareholders' equity 4.9%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 637.0 | 722.0 | 839.0 | 1,535.0 |
| Receivables | 1,820.0 | 1,902.0 | 2,304.0 | 2,246.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 23.0 | 52.0 | 62.0 | 74.0 |
| Intangible assets | 434.0 | 437.0 | 695.0 | 705.0 |
| Long-term investments | 166.0 | 143.0 | 146.0 | 167.0 |
| Other assets | 45,601.0 | 48,533.0 | 57,329.0 | 66,068.0 |
| Liabilities & equity | ||||
| Short-term debt | 4,270.0 | 3,988.0 | 4,145.0 | 4,164.0 |
| Long-term debt | 40,898.0 | 43,918.0 | 53,154.0 | 62,431.0 |
| Payables | 0.0 | 0.0 | 0.0 | 0.0 |
| Other liabilities | 1,114.0 | 1,242.0 | 1,316.0 | 1,223.0 |
| Shareholders' equity | 2,399.0 | 2,641.0 | 2,760.0 | 2,977.0 |
| Net tangible assets | 1,965.0 | 2,204.0 | 2,065.0 | 2,272.0 |
Navient Corporation Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 441,000,000.0 | 459,000,000.0 | 676,000,000.0 | 305,000,000.0 | — |
| Investing Activities | 2,712,000,000.0 | 8,466,000,000.0 | 7,357,000,000.0 | 10,585,000,000.0 | — |
| Financing Activities | -3,152,000,000.0 | -9,615,000,000.0 | -10,047,000,000.0 | -9,661,000,000.0 | — |