MVB Financial Corp.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from MVB Financial Corp.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 10%
Sales fell 10% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-10% / +8%In 3 years sales changed by -10% while total assets changed by +8%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
MVB Financial Corp. owes $0.90 for every $1 it owns. Net profit rose 34% in the year to Dec 2025, and grew 21% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.1Investors pay $10.1 for every $1 of MVB Financial Corp.'s yearly profit, lower than 78% of Financial Services companies in United States.
P/B ratio
1.12The share price is 1.12 times MVB Financial Corp.'s book value per share, lower than 62% of Financial Services companies in United States.
Market cap
$387 MThe total market value of all of MVB Financial Corp.'s shares at today's price (share price × number of shares), smaller than 65% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$345 MWhat MVB Financial Corp. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$26.61Net worth divided by the number of shares. The share price of $29.91 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
12.0%MVB Financial Corp. earned 12.0% on its shareholders' money over the last year, higher than 60% of Financial Services companies in United States.
Owes vs Owns
0.90×MVB Financial Corp. owes $0.90 for every $1 it owns (high), higher than 82% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.33%MVB Financial Corp. pays 2.33% of its share price as dividends a year, lower than 61% of dividend-paying Financial Services companies in United States.
Revenue growth
-17%Revenue fell 17% in the year to Dec 2025, and shrank 3% a year on average over 3 years.
Profit growth
+34%Net profit rose 34% in the year to Dec 2025, and grew 21% a year on average over 3 years.
Profit margin
21.6%MVB Financial Corp. keeps $22 of every $100 of revenue as net profit.
Questions
What is MVB Financial Corp.'s P/E ratio?
Investors pay $10.1 for every $1 of MVB Financial Corp.'s yearly profit, lower than 78% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For MVB Financial Corp.: $387 M ÷ $345 M (30 Jun 2026) = 1.1.
What is MVB Financial Corp.'s return on equity?
MVB Financial Corp. earned 12.0% on its shareholders' money over the last year, higher than 60% of Financial Services companies in United States.
How much does MVB Financial Corp. owe compared with what it owns?
MVB Financial Corp. owes $0.90 for every $1 it owns (high), higher than 82% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does MVB Financial Corp. pay a dividend?
Yes. MVB Financial Corp. pays 2.33% of its share price as dividends a year, lower than 61% of dividend-paying Financial Services companies in United States.
Is MVB Financial Corp.'s revenue growing?
Revenue fell 17% in the year to Dec 2025, and shrank 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.