Muthoot Microfin Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Muthoot Microfin Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Less steady than 66% of Financial Services companies in India.
Growth Efficiency Ratio
₹1Sales grew 71% in 3 years; of every extra ₹100 of sales, ₹1 became extra profit.
Lower than 80% of Financial Services companies in India.
Asset Productivity Ratio
+71% / +49%In 3 years sales changed by +71% while total assets changed by +49%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 83% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 84% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Muthoot Microfin Limited owes ₹0.78 for every ₹1 it owns. Muthoot Microfin Limited returned to profit in the year to Mar 2026, after a loss the year before.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
11.0Investors pay ₹11.0 for every ₹1 of Muthoot Microfin Limited's yearly profit, lower than 66% of Financial Services companies in India.
P/B ratio
0.94The share price is 0.94 times Muthoot Microfin Limited's book value per share, lower than 70% of Financial Services companies in India.
Market cap
₹2,680 CrThe total market value of all of Muthoot Microfin Limited's shares at today's price (share price × number of shares), smaller than 54% of Financial Services companies in India. PosiCap size class: Mini Cap.
Net worth (book value)
₹2,854 CrWhat Muthoot Microfin Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹170.14Net worth divided by the number of shares. The share price of ₹159.76 is 0.9 times this, which is the P/B above.
Return on equity (ROE)
8.5%Muthoot Microfin Limited earned 8.5% on its shareholders' money over the last year, lower than 63% of Financial Services companies in India.
Owes vs Owns
0.78×Muthoot Microfin Limited owes ₹0.78 for every ₹1 it owns (moderate), higher than 62% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NoneMuthoot Microfin Limited does not currently pay a dividend.
Revenue growth
-9%Revenue fell 9% in the year to Mar 2026, and grew 20% a year on average over 3 years.
Profit growth
Back to profitMuthoot Microfin Limited returned to profit in the year to Mar 2026, after a loss the year before.
Profit margin
7.7%Muthoot Microfin Limited keeps ₹8 of every ₹100 of revenue as net profit.
Questions
What is Muthoot Microfin Limited's P/E ratio?
Investors pay ₹11.0 for every ₹1 of Muthoot Microfin Limited's yearly profit, lower than 66% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Muthoot Microfin Limited: ₹2,680 Cr ÷ ₹2,854 Cr (31 Mar 2026) = 0.9.
What is Muthoot Microfin Limited's return on equity?
Muthoot Microfin Limited earned 8.5% on its shareholders' money over the last year, lower than 63% of Financial Services companies in India.
How much does Muthoot Microfin Limited owe compared with what it owns?
Muthoot Microfin Limited owes ₹0.78 for every ₹1 it owns (moderate), higher than 62% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Muthoot Microfin Limited pay a dividend?
No. Muthoot Microfin Limited does not currently pay a dividend.
Is Muthoot Microfin Limited's revenue growing?
Revenue fell 9% in the year to Mar 2026, and grew 20% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.