Muthoot Finance Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Muthoot Finance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹56Sales grew 163% in 3 years; of every extra ₹100 of sales, ₹56 became extra profit.
Higher than 77% of Financial Services companies in India.
Asset Productivity Ratio
+163% / +144%In 3 years sales changed by +163% while total assets changed by +144%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 74% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 73% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Muthoot Finance Limited owes ₹0.80 for every ₹1 it owns. Net profit rose 99% in the year to Mar 2026, and grew 43% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
8.5Investors pay ₹8.5 for every ₹1 of Muthoot Finance Limited's yearly profit, lower than 78% of Financial Services companies in India.
P/B ratio
2.39The share price is 2.39 times Muthoot Finance Limited's book value per share, higher than 67% of Financial Services companies in India.
Market cap
₹96,955 CrThe total market value of all of Muthoot Finance Limited's shares at today's price (share price × number of shares), larger than 88% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹40,602 CrWhat Muthoot Finance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹1,011Net worth divided by the number of shares. The share price of ₹2,415 is 2.4 times this, which is the P/B above.
Return on equity (ROE)
31.7%Muthoot Finance Limited earned 31.7% on its shareholders' money over the last year, higher than 96% of Financial Services companies in India.
Owes vs Owns
0.80×Muthoot Finance Limited owes ₹0.80 for every ₹1 it owns (high), higher than 67% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
1.14%Muthoot Finance Limited pays 1.14% of its share price as dividends a year, higher than 57% of dividend-paying Financial Services companies in India.
Revenue growth
+58%Revenue rose 58% in the year to Mar 2026, and grew 38% a year on average over 3 years.
Profit growth
+99%Net profit rose 99% in the year to Mar 2026, and grew 43% a year on average over 3 years.
Profit margin
52.3%Muthoot Finance Limited keeps ₹52 of every ₹100 of revenue as net profit.
Questions
What is Muthoot Finance Limited's P/E ratio?
Investors pay ₹8.5 for every ₹1 of Muthoot Finance Limited's yearly profit, lower than 78% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Muthoot Finance Limited: ₹96,955 Cr ÷ ₹40,602 Cr (30 Jun 2026) = 2.4.
What is Muthoot Finance Limited's return on equity?
Muthoot Finance Limited earned 31.7% on its shareholders' money over the last year, higher than 96% of Financial Services companies in India.
How much does Muthoot Finance Limited owe compared with what it owns?
Muthoot Finance Limited owes ₹0.80 for every ₹1 it owns (high), higher than 67% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Muthoot Finance Limited pay a dividend?
Yes. Muthoot Finance Limited pays 1.14% of its share price as dividends a year, higher than 57% of dividend-paying Financial Services companies in India.
Is Muthoot Finance Limited's revenue growing?
Revenue rose 58% in the year to Mar 2026, and grew 38% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.