Credo Brands Marketing Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Credo Brands Marketing Limited's yearly results (2023–2026), compared with Consumer Cyclical companies in India. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 19% in 3 years, but profit fell: ₹32 less profit per ₹100 of extra sales. Lower than 96% of Consumer Cyclical companies in India.
- Cash Locked Ratio: For every ₹100 of sales, ₹52 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against ₹41 tied up three years earlier. More money tied up than 90% of Consumer Cyclical companies in India.
- Self-Funding Ratio: Over the last 3 years its own operating cash covered its investment spending (capex) 4.5 times. Higher than 87% of Consumer Cyclical companies in India.
Where ₹100 of sales goes
Latest year (Mar 2026). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
₹199Over the last 3 years, every ₹100 of reported profit came with ₹199 of operating cash.
Higher than 81% of Consumer Cyclical companies in India.
Self-Funding Ratio
4.5×Over the last 3 years its own operating cash covered its investment spending (capex) 4.5 times.
Higher than 87% of Consumer Cyclical companies in India.
Cash Locked Ratio
₹52For every ₹100 of sales, ₹52 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against ₹41 tied up three years earlier.
More money tied up than 90% of Consumer Cyclical companies in India.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 77% of Consumer Cyclical companies in India.
Growth Efficiency Ratio
−₹32Sales grew 19% in 3 years, but profit fell: ₹32 less profit per ₹100 of extra sales.
Lower than 96% of Consumer Cyclical companies in India.
Asset Productivity Ratio
+19% / +40%In 3 years sales changed by +19% while total assets changed by +40%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
No debt dueNo debt falls due within a year, according to the latest yearly balance sheet.
Cash Cushion Ratio
−36%Debt, after subtracting cash, equals 36% of its market value (net debt).
Lower than 77% of Consumer Cyclical companies in India.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 84% of Consumer Cyclical companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 84% of Consumer Cyclical companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
Credo Brands Marketing Limited owes ₹0.45 for every ₹1 it owns. Net profit fell 31% in the year to Mar 2026, and shrank 15% a year on average over 3 years.
Compared with Consumer Cyclical companies in India · latest annual results Mar 2026.
P/E ratio
9.6Investors pay ₹9.6 for every ₹1 of Credo Brands Marketing Limited's yearly profit, lower than 86% of Consumer Cyclical companies in India.
P/B ratio
0.95The share price is 0.95 times Credo Brands Marketing Limited's book value per share, lower than 80% of Consumer Cyclical companies in India.
Market cap
₹416 CrThe total market value of all of Credo Brands Marketing Limited's shares at today's price (share price × number of shares), smaller than 70% of Consumer Cyclical companies in India. PosiCap size class: Micro Cap.
Net worth (book value)
₹439 CrWhat Credo Brands Marketing Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹67.07Net worth divided by the number of shares. The share price of ₹63.57 is 0.9 times this, which is the P/B above.
Return on equity (ROE)
9.9%Credo Brands Marketing Limited earned 9.9% on its shareholders' money over the last year, lower than 51% of Consumer Cyclical companies in India.
Owes vs Owns
0.45×Credo Brands Marketing Limited owes ₹0.45 for every ₹1 it owns (low), higher than 53% of Consumer Cyclical companies in India.
Dividend yield
2.92%Credo Brands Marketing Limited pays 2.92% of its share price as dividends a year, higher than 93% of dividend-paying Consumer Cyclical companies in India.
Revenue growth
-4%Revenue fell 4% in the year to Mar 2026, and grew 6% a year on average over 3 years.
Profit growth
-31%Net profit fell 31% in the year to Mar 2026, and shrank 15% a year on average over 3 years.
Profit margin
8.0%Credo Brands Marketing Limited keeps ₹8 of every ₹100 of revenue as net profit.
Cash quality
2.8×Cash from Credo Brands Marketing Limited's business was 2.8× its reported profit in the year to Mar 2026 — its profit turned into cash.
Interest cover
3.6×Credo Brands Marketing Limited's operating profit covered its interest costs 3.6 times in the year to Mar 2026.
Cash vs debt
Net debtCredo Brands Marketing Limited had ₹156 Cr more debt than cash (net debt) at Mar 2026.
Questions
What is Credo Brands Marketing Limited's P/E ratio?
Investors pay ₹9.6 for every ₹1 of Credo Brands Marketing Limited's yearly profit, lower than 86% of Consumer Cyclical companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Credo Brands Marketing Limited: ₹416 Cr ÷ ₹439 Cr (31 Mar 2026) = 0.9.
What is Credo Brands Marketing Limited's return on equity?
Credo Brands Marketing Limited earned 9.9% on its shareholders' money over the last year, lower than 51% of Consumer Cyclical companies in India.
How much does Credo Brands Marketing Limited owe compared with what it owns?
Credo Brands Marketing Limited owes ₹0.45 for every ₹1 it owns (low), higher than 53% of Consumer Cyclical companies in India.
Does Credo Brands Marketing Limited pay a dividend?
Yes. Credo Brands Marketing Limited pays 2.92% of its share price as dividends a year, higher than 93% of dividend-paying Consumer Cyclical companies in India.
Is Credo Brands Marketing Limited's revenue growing?
Revenue fell 4% in the year to Mar 2026, and grew 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.