MGIC Investment Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from MGIC Investment Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by +3% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
+3% / +7%In 3 years sales changed by +3% while total assets changed by +7%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
MGIC Investment Corporation owes $0.23 for every $1 it owns. Net profit fell 3% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
8.7Investors pay $8.7 for every $1 of MGIC Investment Corporation's yearly profit, lower than 85% of Financial Services companies in United States.
P/B ratio
1.14The share price is 1.14 times MGIC Investment Corporation's book value per share, lower than 61% of Financial Services companies in United States.
Market cap
$5.7 BThe total market value of all of MGIC Investment Corporation's shares at today's price (share price × number of shares), larger than 82% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$5.0 BWhat MGIC Investment Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$24.44Net worth divided by the number of shares. The share price of $27.74 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
13.9%MGIC Investment Corporation earned 13.9% on its shareholders' money over the last year, higher than 71% of Financial Services companies in United States.
Owes vs Owns
0.23×MGIC Investment Corporation owes $0.23 for every $1 it owns (low), lower than 81% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.49%MGIC Investment Corporation pays 2.49% of its share price as dividends a year, lower than 58% of dividend-paying Financial Services companies in United States.
Revenue growth
+0%Revenue rose 0% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Profit growth
-3%Net profit fell 3% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Profit margin
60.8%MGIC Investment Corporation keeps $61 of every $100 of revenue as net profit.
Questions
What is MGIC Investment Corporation's P/E ratio?
Investors pay $8.7 for every $1 of MGIC Investment Corporation's yearly profit, lower than 85% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For MGIC Investment Corporation: $5.7 B ÷ $5.0 B (30 Jun 2026) = 1.1.
What is MGIC Investment Corporation's return on equity?
MGIC Investment Corporation earned 13.9% on its shareholders' money over the last year, higher than 71% of Financial Services companies in United States.
How much does MGIC Investment Corporation owe compared with what it owns?
MGIC Investment Corporation owes $0.23 for every $1 it owns (low), lower than 81% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does MGIC Investment Corporation pay a dividend?
Yes. MGIC Investment Corporation pays 2.49% of its share price as dividends a year, lower than 58% of dividend-paying Financial Services companies in United States.
Is MGIC Investment Corporation's revenue growing?
Revenue rose 0% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.