Marqeta, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Marqeta, Inc.'s yearly results (2022–2025), compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Cash Locked Ratio: Money owed to suppliers is larger than money owed by customers plus stock: $66 per $100 of sales comes from others' credit, against $9 from others' credit three years earlier. Less money tied up than almost all Technology companies in United States.
- Cash Cushion Ratio: Cash, after subtracting all debt, equals 39% of its market value (net cash). Higher than 93% of Technology companies in United States.
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 85% of Technology companies in United States.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
3.8×Over the last 3 years its own operating cash covered its investment spending (capex) 3.8 times.
Higher than 58% of Technology companies in United States.
Cash Locked Ratio
−$66Money owed to suppliers is larger than money owed by customers plus stock: $66 per $100 of sales comes from others' credit, against $9 from others' credit three years earlier.
Less money tied up than almost all Technology companies in United States.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 85% of Technology companies in United States.
Growth Efficiency Ratio
—Sales fell 16%
Sales fell 16% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-16% / -14%In 3 years sales changed by -16% while total assets changed by -14%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
21.1×Debt due within a year is covered 21.1 times by its yearly operating cash.
Higher than 76% of Technology companies in United States.
Cash Cushion Ratio
+39%Cash, after subtracting all debt, equals 39% of its market value (net cash).
Higher than 93% of Technology companies in United States.
Tangible Assets Ratio
86%Of every $100 the company owns, $86 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 66% of Technology companies in United States.
Tangible Net Worth Ratio
73%Of every $100 of net worth, $73 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 66% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (12)
Marqeta, Inc. owes $0.49 for every $1 it owns. Marqeta, Inc. made a loss in the year to Dec 2025, after a profit the year before.
Compared with Technology companies in United States · latest annual results Dec 2025.
P/E ratio
188.5Investors pay $188.5 for every $1 of Marqeta, Inc.'s yearly profit, higher than 95% of Technology companies in United States.
P/B ratio
2.74The share price is 2.74 times Marqeta, Inc.'s book value per share, lower than 56% of Technology companies in United States.
Market cap
$2.0 BThe total market value of all of Marqeta, Inc.'s shares at today's price (share price × number of shares), larger than 52% of Technology companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$716 MWhat Marqeta, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$6.87Net worth divided by the number of shares. The share price of $18.85 is 2.7 times this, which is the P/B above.
Return on equity (ROE)
1.3%Marqeta, Inc. earned 1.3% on its shareholders' money over the last year, lower than 52% of Technology companies in United States.
Owes vs Owns
0.49×Marqeta, Inc. owes $0.49 for every $1 it owns (low), higher than 52% of Technology companies in United States.
Dividend yield
NoneMarqeta, Inc. does not currently pay a dividend.
Revenue growth
+23%Revenue rose 23% in the year to Dec 2025, and shrank 6% a year on average over 3 years.
Profit growth
LossMarqeta, Inc. made a loss in the year to Dec 2025, after a profit the year before.
Profit margin
-2.2%Marqeta, Inc. lost $2 for every $100 of revenue.
Cash vs debt
Net cashMarqeta, Inc. held $756 M more cash than debt (net cash) at Dec 2025.
Questions
What is Marqeta, Inc.'s P/E ratio?
Investors pay $188.5 for every $1 of Marqeta, Inc.'s yearly profit, higher than 95% of Technology companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Marqeta, Inc.: $2.0 B ÷ $716 M (30 Jun 2026) = 2.7.
What is Marqeta, Inc.'s return on equity?
Marqeta, Inc. earned 1.3% on its shareholders' money over the last year, lower than 52% of Technology companies in United States.
How much does Marqeta, Inc. owe compared with what it owns?
Marqeta, Inc. owes $0.49 for every $1 it owns (low), higher than 52% of Technology companies in United States.
Does Marqeta, Inc. pay a dividend?
No. Marqeta, Inc. does not currently pay a dividend.
Is Marqeta, Inc.'s revenue growing?
Revenue rose 23% in the year to Dec 2025, and shrank 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.