Mid Penn Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Mid Penn Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 45% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 31% of profit over the same period. Bigger rise in share count than 87% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$3Sales grew 31% in 3 years; of every extra $100 of sales, $3 became extra profit.
Lower than 74% of Financial Services companies in United States.
Asset Productivity Ratio
+31% / +36%In 3 years sales changed by +31% while total assets changed by +36%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 55% of Financial Services companies in United States.
Tangible Net Worth Ratio
81%Of every $100 of net worth, $81 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 54% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Mid Penn Bancorp, Inc. owes $0.87 for every $1 it owns. Net profit rose 14% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.8Investors pay $11.8 for every $1 of Mid Penn Bancorp, Inc.'s yearly profit, lower than 60% of Financial Services companies in United States.
P/B ratio
0.95The share price is 0.95 times Mid Penn Bancorp, Inc.'s book value per share, lower than 74% of Financial Services companies in United States.
Market cap
$858 MThe total market value of all of Mid Penn Bancorp, Inc.'s shares at today's price (share price × number of shares), larger than 53% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$902 MWhat Mid Penn Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$35.60Net worth divided by the number of shares. The share price of $33.88 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
8.1%Mid Penn Bancorp, Inc. earned 8.1% on its shareholders' money over the last year, lower than 64% of Financial Services companies in United States.
Owes vs Owns
0.87×Mid Penn Bancorp, Inc. owes $0.87 for every $1 it owns (high), higher than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.53%Mid Penn Bancorp, Inc. pays 2.53% of its share price as dividends a year, lower than 56% of dividend-paying Financial Services companies in United States.
Revenue growth
+26%Revenue rose 26% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Profit growth
+14%Net profit rose 14% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Profit margin
25.3%Mid Penn Bancorp, Inc. keeps $25 of every $100 of revenue as net profit.
Questions
What is Mid Penn Bancorp, Inc.'s P/E ratio?
Investors pay $11.8 for every $1 of Mid Penn Bancorp, Inc.'s yearly profit, lower than 60% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Mid Penn Bancorp, Inc.: $858 M ÷ $902 M (30 Jun 2026) = 1.0.
What is Mid Penn Bancorp, Inc.'s return on equity?
Mid Penn Bancorp, Inc. earned 8.1% on its shareholders' money over the last year, lower than 64% of Financial Services companies in United States.
How much does Mid Penn Bancorp, Inc. owe compared with what it owns?
Mid Penn Bancorp, Inc. owes $0.87 for every $1 it owns (high), higher than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Mid Penn Bancorp, Inc. pay a dividend?
Yes. Mid Penn Bancorp, Inc. pays 2.53% of its share price as dividends a year, lower than 56% of dividend-paying Financial Services companies in United States.
Is Mid Penn Bancorp, Inc.'s revenue growing?
Revenue rose 26% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.