MainStreet Bancshares, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from MainStreet Bancshares, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by -3% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
-3% / +15%In 3 years sales changed by -3% while total assets changed by +15%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
MainStreet Bancshares, Inc. owes $0.90 for every $1 it owns. MainStreet Bancshares, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.1Investors pay $12.1 for every $1 of MainStreet Bancshares, Inc.'s yearly profit, lower than 56% of Financial Services companies in United States.
P/B ratio
0.82The share price is 0.82 times MainStreet Bancshares, Inc.'s book value per share, lower than 86% of Financial Services companies in United States.
Market cap
$176 MThe total market value of all of MainStreet Bancshares, Inc.'s shares at today's price (share price × number of shares), smaller than 85% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$214 MWhat MainStreet Bancshares, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$30.11Net worth divided by the number of shares. The share price of $24.68 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
8.1%MainStreet Bancshares, Inc. earned 8.1% on its shareholders' money over the last year, lower than 64% of Financial Services companies in United States.
Owes vs Owns
0.90×MainStreet Bancshares, Inc. owes $0.90 for every $1 it owns (high), higher than 83% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.68%MainStreet Bancshares, Inc. pays 1.68% of its share price as dividends a year, lower than 77% of dividend-paying Financial Services companies in United States.
Revenue growth
+11%Revenue rose 11% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Profit growth
Back to profitMainStreet Bancshares, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Profit margin
21.3%MainStreet Bancshares, Inc. keeps $21 of every $100 of revenue as net profit.
Questions
What is MainStreet Bancshares, Inc.'s P/E ratio?
Investors pay $12.1 for every $1 of MainStreet Bancshares, Inc.'s yearly profit, lower than 56% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For MainStreet Bancshares, Inc.: $176 M ÷ $214 M (30 Jun 2026) = 0.8.
What is MainStreet Bancshares, Inc.'s return on equity?
MainStreet Bancshares, Inc. earned 8.1% on its shareholders' money over the last year, lower than 64% of Financial Services companies in United States.
How much does MainStreet Bancshares, Inc. owe compared with what it owns?
MainStreet Bancshares, Inc. owes $0.90 for every $1 it owns (high), higher than 83% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does MainStreet Bancshares, Inc. pay a dividend?
Yes. MainStreet Bancshares, Inc. pays 1.68% of its share price as dividends a year, lower than 77% of dividend-paying Financial Services companies in United States.
Is MainStreet Bancshares, Inc.'s revenue growing?
Revenue rose 11% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.