PositoAI
a positivity index
Home Explore Actions Flows Indices News Watchlist Compare PosiDemy Screeners Insights
PosiFunda · Fundamentals

M&G plc

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from M&G plc's yearly results (2022–2025), compared with Financial Services companies in United Kingdom. Tap ? on any ratio for what it means.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 2/3

Sales grew in 3 of the last 3 years; profit grew in 2 of 3.

Steadier than 62% of Financial Services companies in United Kingdom.

Growth Efficiency Ratio

—

Data incomplete

Asset Productivity Ratio

—

Data incomplete

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

99%

Of every £100 the company owns, £99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

More tangible than 50% of Financial Services companies in United Kingdom.

Tangible Net Worth Ratio

44%

Of every £100 of net worth, £44 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

Less tangible than 77% of Financial Services companies in United Kingdom.

Shareholders

Shareholder Slice Ratio

+1%

Share count rose 1% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 591% of profit over the same period.

Bigger rise in share count than 84% of Financial Services companies in United Kingdom.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

M&G plc made a loss over the last year. M&G plc owes £0.99 for every £1 it owns. M&G plc returned to profit in the year to Dec 2025, after a loss the year before.

Compared with Financial Services companies in United Kingdom · latest annual results Dec 2025.

P/E ratio

Loss

M&G plc made a loss over the last year, so its P/E ratio is not meaningful.

P/B ratio

2.84

The share price is 2.84 times M&G plc's book value per share, higher than 72% of Financial Services companies in United Kingdom.

Market cap

£7.4 B

The total market value of all of M&G plc's shares at today's price (share price × number of shares), smaller than 84% of Financial Services companies in United Kingdom. PosiCap size class: Meso Cap.

Net worth (book value)

£2.6 B

What M&G plc would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

£1.10

Net worth divided by the number of shares. The share price of £3.12 is 2.8 times this, which is the P/B above.

Return on equity (ROE)

-3.3%

M&G plc lost 3.3% of its shareholders' money over the last year, lower than 97% of Financial Services companies in United Kingdom.

Owes vs Owns

0.99×

M&G plc owes £0.99 for every £1 it owns (high), higher than 84% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.

Dividend yield

6.57%

M&G plc pays 6.57% of its share price as dividends a year, higher than 91% of dividend-paying Financial Services companies in United Kingdom.

Revenue growth

+49%

Revenue rose 49% in the year to Dec 2025.

Profit growth

Back to profit

M&G plc returned to profit in the year to Dec 2025, after a loss the year before.

Profit margin

1.4%

M&G plc keeps £1 of every £100 of revenue as net profit.

Questions

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For M&G plc: £7.4 B ÷ £2.6 B (30 Jun 2026) = 2.8.

What is M&G plc's return on equity?

M&G plc lost 3.3% of its shareholders' money over the last year, lower than 97% of Financial Services companies in United Kingdom.

How much does M&G plc owe compared with what it owns?

M&G plc owes £0.99 for every £1 it owns (high), higher than 84% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.

Does M&G plc pay a dividend?

Yes. M&G plc pays 6.57% of its share price as dividends a year, higher than 91% of dividend-paying Financial Services companies in United Kingdom.

Is M&G plc's revenue growing?

Revenue rose 49% in the year to Dec 2025.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.