PositoAI
a positivity index
Home Explore Actions Flows Indices News Watchlist Compare PosiDemy Screeners Insights
PosiFunda · Fundamentals

M/I Homes, Inc.

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from M/I Homes, Inc.'s yearly results (2022–2025), compared with Consumer Cyclical companies in United States. Tap ? on any ratio for what it means.

What stands out

  • Self-Funding Ratio: Over the last 3 years its own operating cash covered its investment spending (capex) 36.5 times. Higher than almost all Consumer Cyclical companies in United States.
  • Profit Cash Ratio: Over the last 3 years, every $100 of reported profit came with $61 of operating cash. Lower than 94% of Consumer Cyclical companies in United States.
  • Tangible Net Worth Ratio: Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 93% of Consumer Cyclical companies in United States.

Cash quality

Profit Cash Ratio

$61

Over the last 3 years, every $100 of reported profit came with $61 of operating cash.

Lower than 94% of Consumer Cyclical companies in United States.

Self-Funding Ratio

36.5×

Over the last 3 years its own operating cash covered its investment spending (capex) 36.5 times.

Higher than almost all Consumer Cyclical companies in United States.

Cash Locked Ratio

—

Data incomplete

Growth quality

Steadiness Ratio

1/3 · 1/3

Sales grew in 1 of the last 3 years; profit grew in 1 of 3.

Less steady than 74% of Consumer Cyclical companies in United States.

Growth Efficiency Ratio

−$31

Sales grew 7% in 3 years, but profit fell: $31 less profit per $100 of extra sales.

Lower than 81% of Consumer Cyclical companies in United States.

Asset Productivity Ratio

+7% / +29%

In 3 years sales changed by +7% while total assets changed by +29%. Assets grew faster than sales.

Balance-sheet strength

Debt Due Cover Ratio

—

Data incomplete

Cash Cushion Ratio

−11%

Debt, after subtracting cash, equals 11% of its market value (net debt).

Higher than 70% of Consumer Cyclical companies in United States.

Tangible Assets Ratio

99%

Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

More tangible than 91% of Consumer Cyclical companies in United States.

Tangible Net Worth Ratio

99%

Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

More tangible than 93% of Consumer Cyclical companies in United States.

Shareholders

Shareholder Slice Ratio

−6%

Share count fell 6% in 3 years (buybacks), so each share's slice of the company became larger.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (13)

M/I Homes, Inc. owes $0.34 for every $1 it owns. Net profit fell 29% in the year to Dec 2025, and shrank 6% a year on average over 3 years.

Compared with Consumer Cyclical companies in United States · latest annual results Dec 2025.

P/E ratio

11.7

Investors pay $11.7 for every $1 of M/I Homes, Inc.'s yearly profit, lower than 81% of Consumer Cyclical companies in United States.

P/B ratio

0.97

The share price is 0.97 times M/I Homes, Inc.'s book value per share, lower than 76% of Consumer Cyclical companies in United States.

Market cap

$3.1 B

The total market value of all of M/I Homes, Inc.'s shares at today's price (share price × number of shares), larger than 62% of Consumer Cyclical companies in United States. PosiCap size class: Meso Cap.

Net worth (book value)

$3.2 B

What M/I Homes, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

$127.65

Net worth divided by the number of shares. The share price of $123.30 is 1.0 times this, which is the P/B above.

Return on equity (ROE)

10.1%

M/I Homes, Inc. earned 10.1% on its shareholders' money over the last year, higher than 57% of Consumer Cyclical companies in United States.

Owes vs Owns

0.34×

M/I Homes, Inc. owes $0.34 for every $1 it owns (low), lower than 88% of Consumer Cyclical companies in United States.

Dividend yield

None

M/I Homes, Inc. does not currently pay a dividend.

Revenue growth

-2%

Revenue fell 2% in the year to Dec 2025, and grew 2% a year on average over 3 years.

Profit growth

-29%

Net profit fell 29% in the year to Dec 2025, and shrank 6% a year on average over 3 years.

Profit margin

9.1%

M/I Homes, Inc. keeps $9 of every $100 of revenue as net profit.

Cash quality

0.3×

Cash from M/I Homes, Inc.'s business was 0.3× its reported profit in the year to Dec 2025 — less cash came in than the profit reported.

Cash vs debt

Net debt

M/I Homes, Inc. had $341 M more debt than cash (net debt) at Dec 2025.

Questions

What is M/I Homes, Inc.'s P/E ratio?

Investors pay $11.7 for every $1 of M/I Homes, Inc.'s yearly profit, lower than 81% of Consumer Cyclical companies in United States.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For M/I Homes, Inc.: $3.1 B ÷ $3.2 B (30 Jun 2026) = 1.0.

What is M/I Homes, Inc.'s return on equity?

M/I Homes, Inc. earned 10.1% on its shareholders' money over the last year, higher than 57% of Consumer Cyclical companies in United States.

How much does M/I Homes, Inc. owe compared with what it owns?

M/I Homes, Inc. owes $0.34 for every $1 it owns (low), lower than 88% of Consumer Cyclical companies in United States.

Does M/I Homes, Inc. pay a dividend?

No. M/I Homes, Inc. does not currently pay a dividend.

Is M/I Homes, Inc.'s revenue growing?

Revenue fell 2% in the year to Dec 2025, and grew 2% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.