Magyar Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Magyar Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$31Sales grew 20% in 3 years; of every extra $100 of sales, $31 became extra profit.
Higher than 59% of Financial Services companies in United States.
Asset Productivity Ratio
+20% / +25%In 3 years sales changed by +20% while total assets changed by +25%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Magyar Bancorp, Inc. owes $0.88 for every $1 it owns. Net profit rose 25% in the year to Sep 2025, and grew 7% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Sep 2025.
P/E ratio
10.3Investors pay $10.3 for every $1 of Magyar Bancorp, Inc.'s yearly profit, lower than 76% of Financial Services companies in United States.
P/B ratio
0.98The share price is 0.98 times Magyar Bancorp, Inc.'s book value per share, lower than 73% of Financial Services companies in United States.
Market cap
$124 MThe total market value of all of Magyar Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 88% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$127 MWhat Magyar Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$19.62Net worth divided by the number of shares. The share price of $19.22 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
9.7%Magyar Bancorp, Inc. earned 9.7% on its shareholders' money over the last year, lower than 55% of Financial Services companies in United States.
Owes vs Owns
0.88×Magyar Bancorp, Inc. owes $0.88 for every $1 it owns (high), higher than 64% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.06%Magyar Bancorp, Inc. pays 2.06% of its share price as dividends a year, lower than 68% of dividend-paying Financial Services companies in United States.
Revenue growth
+13%Revenue rose 13% in the year to Sep 2025, and grew 6% a year on average over 3 years.
Profit growth
+25%Net profit rose 25% in the year to Sep 2025, and grew 7% a year on average over 3 years.
Profit margin
27.4%Magyar Bancorp, Inc. keeps $27 of every $100 of revenue as net profit.
Questions
What is Magyar Bancorp, Inc.'s P/E ratio?
Investors pay $10.3 for every $1 of Magyar Bancorp, Inc.'s yearly profit, lower than 76% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Magyar Bancorp, Inc.: $124 M ÷ $127 M (30 Jun 2026) = 1.0.
What is Magyar Bancorp, Inc.'s return on equity?
Magyar Bancorp, Inc. earned 9.7% on its shareholders' money over the last year, lower than 55% of Financial Services companies in United States.
How much does Magyar Bancorp, Inc. owe compared with what it owns?
Magyar Bancorp, Inc. owes $0.88 for every $1 it owns (high), higher than 64% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Magyar Bancorp, Inc. pay a dividend?
Yes. Magyar Bancorp, Inc. pays 2.06% of its share price as dividends a year, lower than 68% of dividend-paying Financial Services companies in United States.
Is Magyar Bancorp, Inc.'s revenue growing?
Revenue rose 13% in the year to Sep 2025, and grew 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.