PositoAI
a positivity index
Home Explore Actions Flows Indices News Watchlist Compare PosiDemy Screeners Insights
PosiFunda · Fundamentals

Max Financial Services Limited

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Max Financial Services Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.

What stands out

  • Steadiness Ratio: Sales grew in 2 of the last 3 years; profit grew in 0 of 3. Less steady than 96% of Financial Services companies in India.
  • Tangible Net Worth Ratio: Of every ₹100 of net worth, ₹83 is tangible; the rest is goodwill and other intangibles, often from buying other companies. Less tangible than 95% of Financial Services companies in India.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

2/3 · 0/3

Sales grew in 2 of the last 3 years; profit grew in 0 of 3.

Less steady than 96% of Financial Services companies in India.

Growth Efficiency Ratio

−₹2

Sales grew 52% in 3 years, but profit fell: ₹2 less profit per ₹100 of extra sales.

Lower than 84% of Financial Services companies in India.

Asset Productivity Ratio

+52% / +51%

In 3 years sales changed by +52% while total assets changed by +51%. Both moved at about the same pace.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

100%

Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Less tangible than 77% of Financial Services companies in India.

Tangible Net Worth Ratio

83%

Of every ₹100 of net worth, ₹83 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

Less tangible than 95% of Financial Services companies in India.

Shareholders

Shareholder Slice Ratio

−1%

Share count fell 1% in 3 years (buybacks), so each share's slice of the company became larger.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Max Financial Services Limited owes ₹0.97 for every ₹1 it owns. Net profit fell 74% in the year to Mar 2026, and shrank 39% a year on average over 3 years.

Compared with Financial Services companies in India · latest annual results Mar 2026.

P/E ratio

383.3

Investors pay ₹383.3 for every ₹1 of Max Financial Services Limited's yearly profit, higher than almost all Financial Services companies in India.

P/B ratio

7.91

The share price is 7.91 times Max Financial Services Limited's book value per share, higher than 93% of Financial Services companies in India.

Market cap

₹41,804 Cr

The total market value of all of Max Financial Services Limited's shares at today's price (share price × number of shares), larger than 77% of Financial Services companies in India. PosiCap size class: Meso Cap.

Net worth (book value)

₹5,282 Cr

What Max Financial Services Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).

Book value per share

₹153.04

Net worth divided by the number of shares. The share price of ₹1,211 is 7.9 times this, which is the P/B above.

Return on equity (ROE)

2.0%

Max Financial Services Limited earned 2.0% on its shareholders' money over the last year, lower than 84% of Financial Services companies in India.

Owes vs Owns

0.97×

Max Financial Services Limited owes ₹0.97 for every ₹1 it owns (high), higher than 97% of Financial Services companies in India. Banks and lenders usually show higher figures.

Dividend yield

None

Max Financial Services Limited does not currently pay a dividend.

Revenue growth

+3%

Revenue rose 3% in the year to Mar 2026, and grew 15% a year on average over 3 years.

Profit growth

-74%

Net profit fell 74% in the year to Mar 2026, and shrank 39% a year on average over 3 years.

Profit margin

0.2%

Max Financial Services Limited keeps ₹0 of every ₹100 of revenue as net profit.

Questions

What is Max Financial Services Limited's P/E ratio?

Investors pay ₹383.3 for every ₹1 of Max Financial Services Limited's yearly profit, higher than almost all Financial Services companies in India.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Max Financial Services Limited: ₹41,804 Cr ÷ ₹5,282 Cr (31 Mar 2026) = 7.9.

What is Max Financial Services Limited's return on equity?

Max Financial Services Limited earned 2.0% on its shareholders' money over the last year, lower than 84% of Financial Services companies in India.

How much does Max Financial Services Limited owe compared with what it owns?

Max Financial Services Limited owes ₹0.97 for every ₹1 it owns (high), higher than 97% of Financial Services companies in India. Banks and lenders usually show higher figures.

Does Max Financial Services Limited pay a dividend?

No. Max Financial Services Limited does not currently pay a dividend.

Is Max Financial Services Limited's revenue growing?

Revenue rose 3% in the year to Mar 2026, and grew 15% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.