Medallion Financial Corp.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Medallion Financial Corp.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$3Sales grew 50% in 3 years; of every extra $100 of sales, $3 became extra profit.
Lower than 73% of Financial Services companies in United States.
Asset Productivity Ratio
+50% / +31%In 3 years sales changed by +50% while total assets changed by +31%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
94%Of every $100 the company owns, $94 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 75% of Financial Services companies in United States.
Tangible Net Worth Ratio
59%Of every $100 of net worth, $59 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 81% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Medallion Financial Corp. owes $0.84 for every $1 it owns. Net profit rose 30% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
8.5Investors pay $8.5 for every $1 of Medallion Financial Corp.'s yearly profit, lower than 85% of Financial Services companies in United States.
P/B ratio
0.64The share price is 0.64 times Medallion Financial Corp.'s book value per share, lower than 92% of Financial Services companies in United States.
Market cap
$260 MThe total market value of all of Medallion Financial Corp.'s shares at today's price (share price × number of shares), smaller than 77% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$406 MWhat Medallion Financial Corp. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$17.68Net worth divided by the number of shares. The share price of $11.32 is 0.6 times this, which is the P/B above.
Return on equity (ROE)
8.7%Medallion Financial Corp. earned 8.7% on its shareholders' money over the last year, lower than 61% of Financial Services companies in United States.
Owes vs Owns
0.84×Medallion Financial Corp. owes $0.84 for every $1 it owns (high), higher than 52% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
5.00%Medallion Financial Corp. pays 5.00% of its share price as dividends a year, higher than 75% of dividend-paying Financial Services companies in United States.
Revenue growth
+20%Revenue rose 20% in the year to Dec 2025, and grew 14% a year on average over 3 years.
Profit growth
+30%Net profit rose 30% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Profit margin
19.1%Medallion Financial Corp. keeps $19 of every $100 of revenue as net profit.
Questions
What is Medallion Financial Corp.'s P/E ratio?
Investors pay $8.5 for every $1 of Medallion Financial Corp.'s yearly profit, lower than 85% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Medallion Financial Corp.: $260 M ÷ $406 M (30 Jun 2026) = 0.6.
What is Medallion Financial Corp.'s return on equity?
Medallion Financial Corp. earned 8.7% on its shareholders' money over the last year, lower than 61% of Financial Services companies in United States.
How much does Medallion Financial Corp. owe compared with what it owns?
Medallion Financial Corp. owes $0.84 for every $1 it owns (high), higher than 52% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Medallion Financial Corp. pay a dividend?
Yes. Medallion Financial Corp. pays 5.00% of its share price as dividends a year, higher than 75% of dividend-paying Financial Services companies in United States.
Is Medallion Financial Corp.'s revenue growing?
Revenue rose 20% in the year to Dec 2025, and grew 14% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.