Spectral AI, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Spectral AI, Inc.'s yearly results (2022–2025), compared with Healthcare companies in United States. Tap ? on any ratio for what it means.
What stands out
- Cash Locked Ratio: Money owed to suppliers is larger than money owed by customers plus stock: $5 per $100 of sales comes from others' credit, against $0 tied up three years earlier. Less money tied up than 93% of Healthcare companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
—Data incomplete
Cash Locked Ratio
−$5Money owed to suppliers is larger than money owed by customers plus stock: $5 per $100 of sales comes from others' credit, against $0 tied up three years earlier.
Less money tied up than 93% of Healthcare companies in United States.
Growth quality
Steadiness Ratio
1/3 · 2/3Sales grew in 1 of the last 3 years; profit grew in 2 of 3.
Less steady than 51% of Healthcare companies in United States.
Growth Efficiency Ratio
—Sales fell 23%
Sales fell 23% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-23% / +14%In 3 years sales changed by -23% while total assets changed by +14%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
-3.5×Operating cash was negative last year, while some debt falls due within a year.
Higher than 61% of Healthcare companies in United States.
Cash Cushion Ratio
+11%Cash, after subtracting all debt, equals 11% of its market value (net cash).
Higher than 52% of Healthcare companies in United States.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Spectral AI, Inc. made a loss over the last year. Spectral AI, Inc. owes $1.62 for every $1 it owns. Spectral AI, Inc. made a loss in each of the last two years.
Compared with Healthcare companies in United States · latest annual results Dec 2025.
P/E ratio
LossSpectral AI, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
-3.84Spectral AI, Inc.'s book value is negative (it owes more than it owns), so P/B is not meaningful.
Market cap
$46 MThe total market value of all of Spectral AI, Inc.'s shares at today's price (share price × number of shares), smaller than 74% of Healthcare companies in United States. PosiCap size class: Micro Cap.
Net worth (book value)
NegativeSpectral AI, Inc.'s net worth is negative ($12 M below zero, balance sheet 30 Jun 2026): it owes more than it owns, so book value per share and P/B are not meaningful.
Owes vs Owns
1.62×Spectral AI, Inc. owes $1.62 for every $1 it owns, so it owes more than it owns, higher than 95% of Healthcare companies in United States.
Dividend yield
NoneSpectral AI, Inc. does not currently pay a dividend.
Revenue growth
-34%Revenue fell 34% in the year to Dec 2025, and shrank 8% a year on average over 3 years.
Profit growth
LossSpectral AI, Inc. made a loss in each of the last two years.
Profit margin
-38.5%Spectral AI, Inc. lost $39 for every $100 of revenue.
Interest cover
Not coveredSpectral AI, Inc.'s operating profit did not cover its interest costs in the year to Dec 2025.
Cash vs debt
Net cashSpectral AI, Inc. held $5 M more cash than debt (net cash) at Dec 2025.
Questions
How much does Spectral AI, Inc. owe compared with what it owns?
Spectral AI, Inc. owes $1.62 for every $1 it owns, so it owes more than it owns, higher than 95% of Healthcare companies in United States.
Does Spectral AI, Inc. pay a dividend?
No. Spectral AI, Inc. does not currently pay a dividend.
Is Spectral AI, Inc.'s revenue growing?
Revenue fell 34% in the year to Dec 2025, and shrank 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.