Mercury General Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Mercury General Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 87% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$45Sales grew 64% in 3 years; of every extra $100 of sales, $45 became extra profit.
Higher than 71% of Financial Services companies in United States.
Asset Productivity Ratio
+64% / +47%In 3 years sales changed by +64% while total assets changed by +47%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 81% of Financial Services companies in United States.
Tangible Net Worth Ratio
98%Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 87% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Mercury General Corporation owes $0.73 for every $1 it owns. Net profit rose 16% in the year to Dec 2025.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
6.3Investors pay $6.3 for every $1 of Mercury General Corporation's yearly profit, lower than 91% of Financial Services companies in United States.
P/B ratio
2.08The share price is 2.08 times Mercury General Corporation's book value per share, higher than 80% of Financial Services companies in United States.
Market cap
$5.9 BThe total market value of all of Mercury General Corporation's shares at today's price (share price × number of shares), larger than 82% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$2.8 BWhat Mercury General Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$51.20Net worth divided by the number of shares. The share price of $106.71 is 2.1 times this, which is the P/B above.
Return on equity (ROE)
39.0%Mercury General Corporation earned 39.0% on its shareholders' money over the last year, higher than 96% of Financial Services companies in United States.
Owes vs Owns
0.73×Mercury General Corporation owes $0.73 for every $1 it owns (moderate), lower than 59% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.21%Mercury General Corporation pays 1.21% of its share price as dividends a year, lower than 86% of dividend-paying Financial Services companies in United States.
Revenue growth
+9%Revenue rose 9% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Profit growth
+16%Net profit rose 16% in the year to Dec 2025.
Profit margin
9.0%Mercury General Corporation keeps $9 of every $100 of revenue as net profit.
Questions
What is Mercury General Corporation's P/E ratio?
Investors pay $6.3 for every $1 of Mercury General Corporation's yearly profit, lower than 91% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Mercury General Corporation: $5.9 B ÷ $2.8 B (30 Jun 2026) = 2.1.
What is Mercury General Corporation's return on equity?
Mercury General Corporation earned 39.0% on its shareholders' money over the last year, higher than 96% of Financial Services companies in United States.
How much does Mercury General Corporation owe compared with what it owns?
Mercury General Corporation owes $0.73 for every $1 it owns (moderate), lower than 59% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Mercury General Corporation pay a dividend?
Yes. Mercury General Corporation pays 1.21% of its share price as dividends a year, lower than 86% of dividend-paying Financial Services companies in United States.
Is Mercury General Corporation's revenue growing?
Revenue rose 9% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.