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MetroCity Bankshares, Inc.
MetroCity Bankshares, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 20,354 | 12.0 | 1.76 | 0.96 | 3,298.90 |
| Oct 2026 | 20,381 | 12.0 | 1.75 | 0.96 | 3,272.84 |
| Oct 2026 | 20,334 | 12.2 | 1.76 | 0.96 | 3,301.80 |
| Oct 2026 | 20,276 | 12.2 | 1.78 | 0.96 | 3,327.34 |
| Oct 2026 | 20,380 | 12.0 | 1.75 | 0.96 | 3,269.27 |
| Oct 2026 | 20,315 | 12.1 | 1.77 | 0.96 | 3,308.14 |
| Oct 2026 | 20,375 | 12.0 | 1.75 | 0.96 | 3,264.03 |
| Oct 2026 | 20,229 | 12.3 | 1.80 | 0.96 | 3,344.27 |
| Oct 2026 | 20,179 | 12.4 | 1.81 | 0.96 | 3,387.52 |
MetroCity Bankshares, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 49,796,000.0 | 50,844,000.0 | 41,527,000.0 | 37,970,000.0 |
| Net Profit | 22,131,000.0 | 22,314,000.0 | 18,139,000.0 | 17,270,000.0 |
| EPS | 0.8 | 0.8 | 0.7 | 0.7 |
MetroCity Bankshares, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 153,418,000.0 | 139,662,000.0 | 118,035,000.0 | 134,677,000.0 | — |
| Net Profit | 68,532,000.0 | 64,504,000.0 | 51,613,000.0 | 62,602,000.0 | — |
| EPS | 2.7 | 2.5 | 2.0 | 2.6 | — |
MetroCity Bankshares, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Total Assets | 4,768,400,000.0 | 3,594,045,000.0 | 3,502,823,000.0 | 3,427,239,000.0 |
| Total Liabilities | 4,224,216,000.0 | 3,172,692,000.0 | 3,121,306,000.0 | 3,077,818,000.0 |
| Total Equity | 544,184,000.0 | 421,353,000.0 | 381,517,000.0 | 349,421,000.0 |
Owes vs Owns
MetroCity Bankshares, Inc. owed $0.87 for every $1 it owned in Jun 2026, down from $0.90 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.87× | 0.89× | 0.88× | 0.89× | 0.90× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
MetroCity Bankshares, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 7.9%Fixed assets (tangible) 0.9%Intangible assets 1.5%Long-term investments 1.4%Other assets 87.9%
How it's funded — Dec 2025
Short-term debt 2.8%Long-term debt 7.9%Other liabilities 77.7%Shareholders' equity 11.4%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 377.7 | 253.7 | 160.6 | 170.2 |
| Receivables | 20.3 | 15.9 | 15.1 | 13.2 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 45.1 | 26.1 | 26.6 | 22.7 |
| Intangible assets | 70.3 | 1.4 | 1.3 | 4.0 |
| Long-term investments | 65.8 | 27.7 | 28.8 | 29.5 |
| Other assets | 4,189.1 | 3,269.2 | 3,270.3 | 3,187.6 |
| Liabilities & equity | ||||
| Short-term debt | 135.0 | 0.0 | 1.8 | 0.0 |
| Long-term debt | 375.0 | 375.0 | 325.0 | 375.4 |
| Payables | 10.7 | 3.5 | 4.1 | 2.7 |
| Other liabilities | 3,703.5 | 2,794.2 | 2,790.4 | 2,699.7 |
| Shareholders' equity | 544.2 | 421.4 | 381.5 | 349.4 |
| Net tangible assets | 473.8 | 419.9 | 380.2 | 345.4 |
MetroCity Bankshares, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 37,702,000.0 | 63,501,000.0 | 82,099,000.0 | 134,694,000.0 | — |
| Investing Activities | 126,832,000.0 | 5,868,000.0 | -110,265,000.0 | -651,816,000.0 | — |
| Financing Activities | -30,733,000.0 | 35,701,000.0 | -6,514,000.0 | 255,266,000.0 | — |