Metropolitan Bank Holding Corp.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Metropolitan Bank Holding Corp.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$20Sales grew 23% in 3 years; of every extra $100 of sales, $20 became extra profit.
Lower than 55% of Financial Services companies in United States.
Asset Productivity Ratio
+23% / +32%In 3 years sales changed by +23% while total assets changed by +32%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Metropolitan Bank Holding Corp. owes $0.89 for every $1 it owns. Net profit rose 7% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
9.9Investors pay $9.9 for every $1 of Metropolitan Bank Holding Corp.'s yearly profit, lower than 79% of Financial Services companies in United States.
P/B ratio
1.23The share price is 1.23 times Metropolitan Bank Holding Corp.'s book value per share, lower than 55% of Financial Services companies in United States.
Market cap
$1.2 BThe total market value of all of Metropolitan Bank Holding Corp.'s shares at today's price (share price × number of shares), larger than 59% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$968 MWhat Metropolitan Bank Holding Corp. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$78.09Net worth divided by the number of shares. The share price of $95.90 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
13.1%Metropolitan Bank Holding Corp. earned 13.1% on its shareholders' money over the last year, higher than 68% of Financial Services companies in United States.
Owes vs Owns
0.89×Metropolitan Bank Holding Corp. owes $0.89 for every $1 it owns (high), higher than 74% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.75%Metropolitan Bank Holding Corp. pays 1.75% of its share price as dividends a year, lower than 76% of dividend-paying Financial Services companies in United States.
Revenue growth
+14%Revenue rose 14% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Profit growth
+7%Net profit rose 7% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Profit margin
22.6%Metropolitan Bank Holding Corp. keeps $23 of every $100 of revenue as net profit.
Questions
What is Metropolitan Bank Holding Corp.'s P/E ratio?
Investors pay $9.9 for every $1 of Metropolitan Bank Holding Corp.'s yearly profit, lower than 79% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Metropolitan Bank Holding Corp.: $1.2 B ÷ $968 M (30 Jun 2026) = 1.2.
What is Metropolitan Bank Holding Corp.'s return on equity?
Metropolitan Bank Holding Corp. earned 13.1% on its shareholders' money over the last year, higher than 68% of Financial Services companies in United States.
How much does Metropolitan Bank Holding Corp. owe compared with what it owns?
Metropolitan Bank Holding Corp. owes $0.89 for every $1 it owns (high), higher than 74% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Metropolitan Bank Holding Corp. pay a dividend?
Yes. Metropolitan Bank Holding Corp. pays 1.75% of its share price as dividends a year, lower than 76% of dividend-paying Financial Services companies in United States.
Is Metropolitan Bank Holding Corp.'s revenue growing?
Revenue rose 14% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.