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PosiFunda · Fundamentals

MBIA Inc.

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from MBIA Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

2/3 · 2/3

Sales grew in 2 of the last 3 years; profit grew in 2 of 3.

Steadier than 53% of Financial Services companies in United States.

Growth Efficiency Ratio

—

Sales fell 48%

Sales fell 48% in 3 years, so extra profit per extra sales cannot be measured.

Asset Productivity Ratio

-48% / -40%

In 3 years sales changed by -48% while total assets changed by -40%. Assets grew faster than sales.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

—

Data incomplete

Tangible Net Worth Ratio

—

Data incomplete

Shareholders

Shareholder Slice Ratio

−8%

Share count fell 8% in 3 years (buybacks), so each share's slice of the company became larger.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (9)

MBIA Inc. made a loss over the last year. MBIA Inc. owes $2.17 for every $1 it owns. MBIA Inc. made a loss in each of the last two years.

Compared with Financial Services companies in United States · latest annual results Dec 2025.

P/E ratio

Loss

MBIA Inc. made a loss over the last year, so its P/E ratio is not meaningful.

P/B ratio

-0.10

MBIA Inc.'s book value is negative (it owes more than it owns), so P/B is not meaningful.

Market cap

$225 M

The total market value of all of MBIA Inc.'s shares at today's price (share price × number of shares), smaller than 80% of Financial Services companies in United States. PosiCap size class: Mini Cap.

Net worth (book value)

Negative

MBIA Inc.'s net worth is negative ($2.3 B below zero, balance sheet 30 Jun 2026): it owes more than it owns, so book value per share and P/B are not meaningful.

Owes vs Owns

2.17×

MBIA Inc. owes $2.17 for every $1 it owns, so it owes more than it owns, higher than almost all Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

None

MBIA Inc. does not currently pay a dividend.

Revenue growth

+90%

Revenue rose 90% in the year to Dec 2025, and shrank 20% a year on average over 3 years.

Profit growth

Loss

MBIA Inc. made a loss in each of the last two years.

Profit margin

-221.2%

MBIA Inc. lost $221 for every $100 of revenue.

Questions

How much does MBIA Inc. owe compared with what it owns?

MBIA Inc. owes $2.17 for every $1 it owns, so it owes more than it owns, higher than almost all Financial Services companies in United States. Banks and lenders usually show higher figures.

Does MBIA Inc. pay a dividend?

No. MBIA Inc. does not currently pay a dividend.

Is MBIA Inc.'s revenue growing?

Revenue rose 90% in the year to Dec 2025, and shrank 20% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.