Manappuram Finance Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Manappuram Finance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 24% in 3 years, but profit fell: ₹47 less profit per ₹100 of extra sales. Lower than 92% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 84% of Financial Services companies in India.
Growth Efficiency Ratio
−₹47Sales grew 24% in 3 years, but profit fell: ₹47 less profit per ₹100 of extra sales.
Lower than 92% of Financial Services companies in India.
Asset Productivity Ratio
+24% / +89%In 3 years sales changed by +24% while total assets changed by +89%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 55% of Financial Services companies in India.
Tangible Net Worth Ratio
99%Of every ₹100 of net worth, ₹99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 58% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Manappuram Finance Limited owes ₹0.78 for every ₹1 it owns. Net profit fell 18% in the year to Mar 2026, and shrank 12% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
18.6Investors pay ₹18.6 for every ₹1 of Manappuram Finance Limited's yearly profit, higher than 57% of Financial Services companies in India.
P/B ratio
1.77The share price is 1.77 times Manappuram Finance Limited's book value per share, higher than 58% of Financial Services companies in India.
Market cap
₹28,359 CrThe total market value of all of Manappuram Finance Limited's shares at today's price (share price × number of shares), larger than 72% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹16,051 CrWhat Manappuram Finance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹170.87Net worth divided by the number of shares. The share price of ₹301.90 is 1.8 times this, which is the P/B above.
Return on equity (ROE)
9.5%Manappuram Finance Limited earned 9.5% on its shareholders' money over the last year, lower than 60% of Financial Services companies in India.
Owes vs Owns
0.78×Manappuram Finance Limited owes ₹0.78 for every ₹1 it owns (moderate), higher than 63% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
1.27%Manappuram Finance Limited pays 1.27% of its share price as dividends a year, higher than 61% of dividend-paying Financial Services companies in India.
Revenue growth
-13%Revenue fell 13% in the year to Mar 2026, and grew 7% a year on average over 3 years.
Profit growth
-18%Net profit fell 18% in the year to Mar 2026, and shrank 12% a year on average over 3 years.
Profit margin
18.2%Manappuram Finance Limited keeps ₹18 of every ₹100 of revenue as net profit.
Questions
What is Manappuram Finance Limited's P/E ratio?
Investors pay ₹18.6 for every ₹1 of Manappuram Finance Limited's yearly profit, higher than 57% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Manappuram Finance Limited: ₹28,359 Cr ÷ ₹16,051 Cr (31 Mar 2026) = 1.8.
What is Manappuram Finance Limited's return on equity?
Manappuram Finance Limited earned 9.5% on its shareholders' money over the last year, lower than 60% of Financial Services companies in India.
How much does Manappuram Finance Limited owe compared with what it owns?
Manappuram Finance Limited owes ₹0.78 for every ₹1 it owns (moderate), higher than 63% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Manappuram Finance Limited pay a dividend?
Yes. Manappuram Finance Limited pays 1.27% of its share price as dividends a year, higher than 61% of dividend-paying Financial Services companies in India.
Is Manappuram Finance Limited's revenue growing?
Revenue fell 13% in the year to Mar 2026, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.