Bank of Maharashtra
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Bank of Maharashtra's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 54% in 3 years; of every extra ₹100 of sales, ₹79 became extra profit. Higher than 87% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹79Sales grew 54% in 3 years; of every extra ₹100 of sales, ₹79 became extra profit.
Higher than 87% of Financial Services companies in India.
Asset Productivity Ratio
+54% / +60%In 3 years sales changed by +54% while total assets changed by +60%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Bank of Maharashtra owes ₹0.92 for every ₹1 it owns. Net profit rose 27% in the year to Mar 2026, and grew 39% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
7.7Investors pay ₹7.7 for every ₹1 of Bank of Maharashtra's yearly profit, lower than 81% of Financial Services companies in India.
P/B ratio
1.74The share price is 1.74 times Bank of Maharashtra's book value per share, higher than 59% of Financial Services companies in India.
Market cap
₹57,933 CrThe total market value of all of Bank of Maharashtra's shares at today's price (share price × number of shares), larger than 82% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹33,225 CrWhat Bank of Maharashtra would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹43.20Net worth divided by the number of shares. The share price of ₹75.32 is 1.7 times this, which is the P/B above.
Return on equity (ROE)
23.0%Bank of Maharashtra earned 23.0% on its shareholders' money over the last year, higher than 91% of Financial Services companies in India.
Owes vs Owns
0.92×Bank of Maharashtra owes ₹0.92 for every ₹1 it owns (high), higher than 92% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
2.65%Bank of Maharashtra pays 2.65% of its share price as dividends a year, higher than 86% of dividend-paying Financial Services companies in India.
Revenue growth
+15%Revenue rose 15% in the year to Mar 2026, and grew 16% a year on average over 3 years.
Profit growth
+27%Net profit rose 27% in the year to Mar 2026, and grew 39% a year on average over 3 years.
Profit margin
44.4%Bank of Maharashtra keeps ₹44 of every ₹100 of revenue as net profit.
Questions
What is Bank of Maharashtra's P/E ratio?
Investors pay ₹7.7 for every ₹1 of Bank of Maharashtra's yearly profit, lower than 81% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Bank of Maharashtra: ₹57,933 Cr ÷ ₹33,225 Cr (31 Mar 2026) = 1.7.
What is Bank of Maharashtra's return on equity?
Bank of Maharashtra earned 23.0% on its shareholders' money over the last year, higher than 91% of Financial Services companies in India.
How much does Bank of Maharashtra owe compared with what it owns?
Bank of Maharashtra owes ₹0.92 for every ₹1 it owns (high), higher than 92% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Bank of Maharashtra pay a dividend?
Yes. Bank of Maharashtra pays 2.65% of its share price as dividends a year, higher than 86% of dividend-paying Financial Services companies in India.
Is Bank of Maharashtra's revenue growing?
Revenue rose 15% in the year to Mar 2026, and grew 16% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.