Mastercard Incorporated
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Mastercard Incorporated's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Goodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative. Less tangible than 97% of Financial Services companies in United States.
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $72 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$48Sales grew 47% in 3 years; of every extra $100 of sales, $48 became extra profit.
Higher than 74% of Financial Services companies in United States.
Asset Productivity Ratio
+47% / +40%In 3 years sales changed by +47% while total assets changed by +40%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
72%Of every $100 the company owns, $72 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 88% of Financial Services companies in United States.
Tangible Net Worth Ratio
NegativeGoodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.
Less tangible than 97% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Mastercard Incorporated owes $0.90 for every $1 it owns. Net profit rose 16% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
34.3Investors pay $34.3 for every $1 of Mastercard Incorporated's yearly profit, higher than 90% of Financial Services companies in United States.
P/B ratio
97.36The share price is 97.36 times Mastercard Incorporated's book value per share, higher than almost all Financial Services companies in United States.
Market cap
$546.3 BThe total market value of all of Mastercard Incorporated's shares at today's price (share price × number of shares), larger than almost all Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$5.6 BWhat Mastercard Incorporated would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$6.41Net worth divided by the number of shares. The share price of $623.60 is 97.4 times this, which is the P/B above.
Return on equity (ROE)
241.2%Mastercard Incorporated earned 241.2% on its shareholders' money over the last year, higher than almost all Financial Services companies in United States.
Owes vs Owns
0.90×Mastercard Incorporated owes $0.90 for every $1 it owns (high), higher than 82% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
0.55%Mastercard Incorporated pays 0.55% of its share price as dividends a year, lower than 96% of dividend-paying Financial Services companies in United States.
Revenue growth
+16%Revenue rose 16% in the year to Dec 2025, and grew 14% a year on average over 3 years.
Profit growth
+16%Net profit rose 16% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Profit margin
45.6%Mastercard Incorporated keeps $46 of every $100 of revenue as net profit.
Questions
What is Mastercard Incorporated's P/E ratio?
Investors pay $34.3 for every $1 of Mastercard Incorporated's yearly profit, higher than 90% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Mastercard Incorporated: $546.3 B ÷ $5.6 B (30 Jun 2026) = 97.4.
What is Mastercard Incorporated's return on equity?
Mastercard Incorporated earned 241.2% on its shareholders' money over the last year, higher than almost all Financial Services companies in United States.
How much does Mastercard Incorporated owe compared with what it owns?
Mastercard Incorporated owes $0.90 for every $1 it owns (high), higher than 82% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Mastercard Incorporated pay a dividend?
Yes. Mastercard Incorporated pays 0.55% of its share price as dividends a year, lower than 96% of dividend-paying Financial Services companies in United States.
Is Mastercard Incorporated's revenue growing?
Revenue rose 16% in the year to Dec 2025, and grew 14% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.