Mahindra & Mahindra Financial Services Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Mahindra & Mahindra Financial Services Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 56% of Financial Services companies in India.
Growth Efficiency Ratio
₹23Sales grew 45% in 3 years; of every extra ₹100 of sales, ₹23 became extra profit.
Higher than 51% of Financial Services companies in India.
Asset Productivity Ratio
+45% / +51%In 3 years sales changed by +45% while total assets changed by +51%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 61% of Financial Services companies in India.
Tangible Net Worth Ratio
99%Of every ₹100 of net worth, ₹99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 68% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Mahindra & Mahindra Financial Services Limited owes ₹0.83 for every ₹1 it owns. Net profit rose 26% in the year to Mar 2026, and grew 11% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
12.3Investors pay ₹12.3 for every ₹1 of Mahindra & Mahindra Financial Services Limited's yearly profit, lower than 62% of Financial Services companies in India.
P/B ratio
1.50The share price is 1.50 times Mahindra & Mahindra Financial Services Limited's book value per share, higher than 51% of Financial Services companies in India.
Market cap
₹39,966 CrThe total market value of all of Mahindra & Mahindra Financial Services Limited's shares at today's price (share price × number of shares), larger than 76% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹26,639 CrWhat Mahindra & Mahindra Financial Services Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹191.70Net worth divided by the number of shares. The share price of ₹287.60 is 1.5 times this, which is the P/B above.
Return on equity (ROE)
12.2%Mahindra & Mahindra Financial Services Limited earned 12.2% on its shareholders' money over the last year, higher than 55% of Financial Services companies in India.
Owes vs Owns
0.83×Mahindra & Mahindra Financial Services Limited owes ₹0.83 for every ₹1 it owns (high), higher than 73% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
2.46%Mahindra & Mahindra Financial Services Limited pays 2.46% of its share price as dividends a year, higher than 83% of dividend-paying Financial Services companies in India.
Revenue growth
+19%Revenue rose 19% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Profit growth
+26%Net profit rose 26% in the year to Mar 2026, and grew 11% a year on average over 3 years.
Profit margin
26.5%Mahindra & Mahindra Financial Services Limited keeps ₹27 of every ₹100 of revenue as net profit.
Questions
What is Mahindra & Mahindra Financial Services Limited's P/E ratio?
Investors pay ₹12.3 for every ₹1 of Mahindra & Mahindra Financial Services Limited's yearly profit, lower than 62% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Mahindra & Mahindra Financial Services Limited: ₹39,966 Cr ÷ ₹26,639 Cr (31 Mar 2026) = 1.5.
What is Mahindra & Mahindra Financial Services Limited's return on equity?
Mahindra & Mahindra Financial Services Limited earned 12.2% on its shareholders' money over the last year, higher than 55% of Financial Services companies in India.
How much does Mahindra & Mahindra Financial Services Limited owe compared with what it owns?
Mahindra & Mahindra Financial Services Limited owes ₹0.83 for every ₹1 it owns (high), higher than 73% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Mahindra & Mahindra Financial Services Limited pay a dividend?
Yes. Mahindra & Mahindra Financial Services Limited pays 2.46% of its share price as dividends a year, higher than 83% of dividend-paying Financial Services companies in India.
Is Mahindra & Mahindra Financial Services Limited's revenue growing?
Revenue rose 19% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.