Go Deep
Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 22,318 | 12.2 | 1.22 | 0.08 | 3,302.70 |
| Oct 2026 | 22,351 | 12.1 | 1.21 | 0.08 | 3,268.09 |
| Oct 2026 | 22,256 | 12.4 | 1.24 | 0.08 | 3,337.88 |
| Oct 2026 | 22,288 | 12.2 | 1.23 | 0.08 | 3,306.50 |
| Oct 2026 | 21,548 | 12.1 | 1.21 | 0.08 | 3,266.42 |
| Oct 2026 | 21,429 | 12.4 | 1.25 | 0.08 | 3,352.71 |
| Oct 2026 | 21,430 | 12.4 | 1.25 | 0.08 | 3,343.48 |
| Oct 2026 | 21,383 | 12.5 | 1.26 | 0.08 | 3,370.70 |
Live Oak Bancshares, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 151,181,000.0 | 140,372,000.0 | 132,999,000.0 | 142,456,000.0 |
| Net Profit | 36,795,000.0 | 30,040,000.0 | 46,210,000.0 | 26,516,000.0 |
| EPS | 0.8 | 0.6 | 1.0 | 0.6 |
Live Oak Bancshares, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 541,225,000.0 | 481,694,000.0 | 425,851,000.0 | 391,858,000.0 | — |
| Net Profit | 105,871,000.0 | 77,474,000.0 | 73,898,000.0 | 176,208,000.0 | — |
| EPS | 2.2 | 1.7 | 1.7 | 4.0 | — |
Live Oak Bancshares, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 15,134,778,000.0 | 12,943,380,000.0 | 11,271,423,000.0 | 9,855,498,000.0 | — |
| Total Liabilities | 13,880,672,000.0 | 11,939,884,000.0 | 10,368,757,000.0 | 9,044,465,000.0 | — |
| Total Equity | 1,249,868,000.0 | 999,030,000.0 | 902,666,000.0 | 811,033,000.0 | — |
Owes vs Owns
Live Oak Bancshares, Inc. owed $0.92 for every $1 it owned in Jun 2026, about the same as $0.92 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.92× | 0.92× | 0.92× | 0.92× | 0.92× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Live Oak Bancshares, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 11.4%Fixed assets (tangible) 1.6%Long-term investments 5.7%Other assets 81.3%
How it's funded — Dec 2025
Long-term debt 0.7%Other liabilities 91.0%Shareholders' equity 8.3%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 1,726.8 | 1,235.9 | 1,709.0 | 1,299.0 |
| Receivables | 0.0 | 0.0 | 0.0 | 0.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 240.2 | 264.1 | 257.9 | 263.3 |
| Intangible assets | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term investments | 861.6 | 626.8 | 1,126.2 | 1,014.7 |
| Other assets | 12,306.2 | 10,816.7 | 8,178.4 | 7,278.5 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 50.0 |
| Long-term debt | 102.4 | 112.8 | 23.4 | 33.2 |
| Payables | 0.0 | 0.0 | 0.0 | 0.0 |
| Other liabilities | 13,778.3 | 11,827.1 | 10,345.4 | 8,961.3 |
| Shareholders' equity | 1,254.1 | 1,003.5 | 902.7 | 811.0 |
| Net tangible assets | 1,249.9 | 999.0 | 902.7 | 811.0 |
Live Oak Bancshares, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 158,242,000.0 | 156,780,000.0 | 184,895,000.0 | -300,744,000.0 | — |
| Investing Activities | -1,904,190,000.0 | -1,699,413,000.0 | -1,339,746,000.0 | -1,017,115,000.0 | — |
| Financing Activities | 2,002,052,000.0 | 1,568,893,000.0 | 1,320,755,000.0 | 1,530,745,000.0 | — |