Lincoln National Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Lincoln National Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 86% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by -3% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
-3% / +25%In 3 years sales changed by -3% while total assets changed by +25%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 86% of Financial Services companies in United States.
Tangible Net Worth Ratio
90%Of every $100 of net worth, $90 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 63% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Lincoln National Corporation owes $0.97 for every $1 it owns. Net profit fell 64% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
3.5Investors pay $3.5 for every $1 of Lincoln National Corporation's yearly profit, lower than 97% of Financial Services companies in United States.
P/B ratio
0.69The share price is 0.69 times Lincoln National Corporation's book value per share, lower than 91% of Financial Services companies in United States.
Market cap
$7.9 BThe total market value of all of Lincoln National Corporation's shares at today's price (share price × number of shares), larger than 84% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$11.3 BWhat Lincoln National Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$59.28Net worth divided by the number of shares. The share price of $41.11 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
22.6%Lincoln National Corporation earned 22.6% on its shareholders' money over the last year, higher than 89% of Financial Services companies in United States.
Owes vs Owns
0.97×Lincoln National Corporation owes $0.97 for every $1 it owns (high), higher than 97% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
4.46%Lincoln National Corporation pays 4.46% of its share price as dividends a year, higher than 72% of dividend-paying Financial Services companies in United States.
Revenue growth
+2%Revenue rose 2% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Profit growth
-64%Net profit fell 64% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Profit margin
6.4%Lincoln National Corporation keeps $6 of every $100 of revenue as net profit.
Questions
What is Lincoln National Corporation's P/E ratio?
Investors pay $3.5 for every $1 of Lincoln National Corporation's yearly profit, lower than 97% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Lincoln National Corporation: $7.9 B ÷ $11.3 B (30 Jun 2026) = 0.7.
What is Lincoln National Corporation's return on equity?
Lincoln National Corporation earned 22.6% on its shareholders' money over the last year, higher than 89% of Financial Services companies in United States.
How much does Lincoln National Corporation owe compared with what it owns?
Lincoln National Corporation owes $0.97 for every $1 it owns (high), higher than 97% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Lincoln National Corporation pay a dividend?
Yes. Lincoln National Corporation pays 4.46% of its share price as dividends a year, higher than 72% of dividend-paying Financial Services companies in United States.
Is Lincoln National Corporation's revenue growing?
Revenue rose 2% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.