Lemonade, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Lemonade, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$27Sales grew 187% in 3 years; of every extra $100 of sales, $27 became extra profit.
Higher than 53% of Financial Services companies in United States.
Asset Productivity Ratio
+187% / +14%In 3 years sales changed by +187% while total assets changed by +14%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 62% of Financial Services companies in United States.
Tangible Net Worth Ratio
95%Of every $100 of net worth, $95 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 77% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Lemonade, Inc. made a loss over the last year. Lemonade, Inc. owes $0.75 for every $1 it owns. Lemonade, Inc. made a loss in each of the last two years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
LossLemonade, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
7.04The share price is 7.04 times Lemonade, Inc.'s book value per share, higher than 96% of Financial Services companies in United States.
Market cap
$3.5 BThe total market value of all of Lemonade, Inc.'s shares at today's price (share price × number of shares), larger than 75% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$500 MWhat Lemonade, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$6.45Net worth divided by the number of shares. The share price of $45.41 is 7.0 times this, which is the P/B above.
Return on equity (ROE)
-27.0%Lemonade, Inc. lost 27.0% of its shareholders' money over the last year, lower than 93% of Financial Services companies in United States.
Owes vs Owns
0.75×Lemonade, Inc. owes $0.75 for every $1 it owns (moderate), lower than 57% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneLemonade, Inc. does not currently pay a dividend.
Revenue growth
+40%Revenue rose 40% in the year to Dec 2025, and grew 42% a year on average over 3 years.
Profit growth
LossLemonade, Inc. made a loss in each of the last two years.
Profit margin
-22.4%Lemonade, Inc. lost $22 for every $100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Lemonade, Inc.: $3.5 B ÷ $500 M (30 Jun 2026) = 7.0.
What is Lemonade, Inc.'s return on equity?
Lemonade, Inc. lost 27.0% of its shareholders' money over the last year, lower than 93% of Financial Services companies in United States.
How much does Lemonade, Inc. owe compared with what it owns?
Lemonade, Inc. owes $0.75 for every $1 it owns (moderate), lower than 57% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Lemonade, Inc. pay a dividend?
No. Lemonade, Inc. does not currently pay a dividend.
Is Lemonade, Inc.'s revenue growing?
Revenue rose 40% in the year to Dec 2025, and grew 42% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.