Lakeland Financial Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Lakeland Financial Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 95% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 92% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
−$2Sales grew 10% in 3 years, but profit fell: $2 less profit per $100 of extra sales.
Lower than 77% of Financial Services companies in United States.
Asset Productivity Ratio
+10% / +9%In 3 years sales changed by +10% while total assets changed by +9%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 95% of Financial Services companies in United States.
Tangible Net Worth Ratio
99%Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 92% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Lakeland Financial Corporation owes $0.89 for every $1 it owns. Net profit rose 11% in the year to Dec 2025, and shrank 0% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
13.6Investors pay $13.6 for every $1 of Lakeland Financial Corporation's yearly profit, higher than 57% of Financial Services companies in United States.
P/B ratio
1.91The share price is 1.91 times Lakeland Financial Corporation's book value per share, higher than 77% of Financial Services companies in United States.
Market cap
$1.5 BThe total market value of all of Lakeland Financial Corporation's shares at today's price (share price × number of shares), larger than 62% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$773 MWhat Lakeland Financial Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$31.11Net worth divided by the number of shares. The share price of $59.38 is 1.9 times this, which is the P/B above.
Return on equity (ROE)
15.0%Lakeland Financial Corporation earned 15.0% on its shareholders' money over the last year, higher than 76% of Financial Services companies in United States.
Owes vs Owns
0.89×Lakeland Financial Corporation owes $0.89 for every $1 it owns (high), higher than 76% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.59%Lakeland Financial Corporation pays 3.59% of its share price as dividends a year, higher than 64% of dividend-paying Financial Services companies in United States.
Revenue growth
+6%Revenue rose 6% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit growth
+11%Net profit rose 11% in the year to Dec 2025, and shrank 0% a year on average over 3 years.
Profit margin
38.4%Lakeland Financial Corporation keeps $38 of every $100 of revenue as net profit.
Questions
What is Lakeland Financial Corporation's P/E ratio?
Investors pay $13.6 for every $1 of Lakeland Financial Corporation's yearly profit, higher than 57% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Lakeland Financial Corporation: $1.5 B ÷ $773 M (30 Jun 2026) = 1.9.
What is Lakeland Financial Corporation's return on equity?
Lakeland Financial Corporation earned 15.0% on its shareholders' money over the last year, higher than 76% of Financial Services companies in United States.
How much does Lakeland Financial Corporation owe compared with what it owns?
Lakeland Financial Corporation owes $0.89 for every $1 it owns (high), higher than 76% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Lakeland Financial Corporation pay a dividend?
Yes. Lakeland Financial Corporation pays 3.59% of its share price as dividends a year, higher than 64% of dividend-paying Financial Services companies in United States.
Is Lakeland Financial Corporation's revenue growing?
Revenue rose 6% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.