Life Insurance Corporation of India
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Life Insurance Corporation of India's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹12Sales grew 23% in 3 years; of every extra ₹100 of sales, ₹12 became extra profit.
Lower than 66% of Financial Services companies in India.
Asset Productivity Ratio
+23% / +30%In 3 years sales changed by +23% while total assets changed by +30%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 82% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 61% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Life Insurance Corporation of India owes ₹0.97 for every ₹1 it owns. Net profit rose 19% in the year to Mar 2026, and grew 17% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
8.0Investors pay ₹8.0 for every ₹1 of Life Insurance Corporation of India's yearly profit, lower than 79% of Financial Services companies in India.
P/B ratio
2.73The share price is 2.73 times Life Insurance Corporation of India's book value per share, higher than 73% of Financial Services companies in India.
Market cap
₹482,597 CrThe total market value of all of Life Insurance Corporation of India's shares at today's price (share price × number of shares), larger than 98% of Financial Services companies in India. PosiCap size class: Tito Cap.
Net worth (book value)
₹176,605 CrWhat Life Insurance Corporation of India would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹139.61Net worth divided by the number of shares. The share price of ₹381.50 is 2.7 times this, which is the P/B above.
Return on equity (ROE)
34.0%Life Insurance Corporation of India earned 34.0% on its shareholders' money over the last year, higher than 97% of Financial Services companies in India.
Owes vs Owns
0.97×Life Insurance Corporation of India owes ₹0.97 for every ₹1 it owns (high), higher than 98% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
2.54%Life Insurance Corporation of India pays 2.54% of its share price as dividends a year, higher than 85% of dividend-paying Financial Services companies in India.
Revenue growth
+9%Revenue rose 9% in the year to Mar 2026, and grew 7% a year on average over 3 years.
Profit growth
+19%Net profit rose 19% in the year to Mar 2026, and grew 17% a year on average over 3 years.
Profit margin
5.9%Life Insurance Corporation of India keeps ₹6 of every ₹100 of revenue as net profit.
Questions
What is Life Insurance Corporation of India's P/E ratio?
Investors pay ₹8.0 for every ₹1 of Life Insurance Corporation of India's yearly profit, lower than 79% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Life Insurance Corporation of India: ₹482,597 Cr ÷ ₹176,605 Cr (31 Mar 2026) = 2.7.
What is Life Insurance Corporation of India's return on equity?
Life Insurance Corporation of India earned 34.0% on its shareholders' money over the last year, higher than 97% of Financial Services companies in India.
How much does Life Insurance Corporation of India owe compared with what it owns?
Life Insurance Corporation of India owes ₹0.97 for every ₹1 it owns (high), higher than 98% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Life Insurance Corporation of India pay a dividend?
Yes. Life Insurance Corporation of India pays 2.54% of its share price as dividends a year, higher than 85% of dividend-paying Financial Services companies in India.
Is Life Insurance Corporation of India's revenue growing?
Revenue rose 9% in the year to Mar 2026, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.