LIC Housing Finance Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from LIC Housing Finance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 34% in 3 years; of every extra ₹100 of sales, ₹125 became extra profit. Higher than 95% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 56% of Financial Services companies in India.
Growth Efficiency Ratio
₹125Sales grew 34% in 3 years; of every extra ₹100 of sales, ₹125 became extra profit.
Higher than 95% of Financial Services companies in India.
Asset Productivity Ratio
+34% / +17%In 3 years sales changed by +34% while total assets changed by +17%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 76% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 72% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
LIC Housing Finance Limited owes ₹0.87 for every ₹1 it owns. Net profit rose 3% in the year to Mar 2026, and grew 25% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
4.8Investors pay ₹4.8 for every ₹1 of LIC Housing Finance Limited's yearly profit, lower than 94% of Financial Services companies in India.
P/B ratio
0.67The share price is 0.67 times LIC Housing Finance Limited's book value per share, lower than 84% of Financial Services companies in India.
Market cap
₹27,613 CrThe total market value of all of LIC Housing Finance Limited's shares at today's price (share price × number of shares), larger than 71% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹41,429 CrWhat LIC Housing Finance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹753.17Net worth divided by the number of shares. The share price of ₹502.00 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
13.8%LIC Housing Finance Limited earned 13.8% on its shareholders' money over the last year, higher than 66% of Financial Services companies in India.
Owes vs Owns
0.87×LIC Housing Finance Limited owes ₹0.87 for every ₹1 it owns (high), higher than 78% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
1.81%LIC Housing Finance Limited pays 1.81% of its share price as dividends a year, higher than 70% of dividend-paying Financial Services companies in India.
Revenue growth
+5%Revenue rose 5% in the year to Mar 2026, and grew 10% a year on average over 3 years.
Profit growth
+3%Net profit rose 3% in the year to Mar 2026, and grew 25% a year on average over 3 years.
Profit margin
65.5%LIC Housing Finance Limited keeps ₹66 of every ₹100 of revenue as net profit.
Questions
What is LIC Housing Finance Limited's P/E ratio?
Investors pay ₹4.8 for every ₹1 of LIC Housing Finance Limited's yearly profit, lower than 94% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For LIC Housing Finance Limited: ₹27,613 Cr ÷ ₹41,429 Cr (31 Mar 2026) = 0.7.
What is LIC Housing Finance Limited's return on equity?
LIC Housing Finance Limited earned 13.8% on its shareholders' money over the last year, higher than 66% of Financial Services companies in India.
How much does LIC Housing Finance Limited owe compared with what it owns?
LIC Housing Finance Limited owes ₹0.87 for every ₹1 it owns (high), higher than 78% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does LIC Housing Finance Limited pay a dividend?
Yes. LIC Housing Finance Limited pays 1.81% of its share price as dividends a year, higher than 70% of dividend-paying Financial Services companies in India.
Is LIC Housing Finance Limited's revenue growing?
Revenue rose 5% in the year to Mar 2026, and grew 10% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.