PositoAI
a positivity index
Home Explore Actions Flows Indices News Watchlist Compare PosiDemy Screeners Insights
PosiFunda · Fundamentals

Legal & General Group Plc

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Legal & General Group Plc's yearly results (2022–2025), compared with Financial Services companies in United Kingdom. Tap ? on any ratio for what it means.

What stands out

  • Steadiness Ratio: Sales grew in 2 of the last 3 years; profit grew in 1 of 3. Less steady than 97% of Financial Services companies in United Kingdom.
  • Tangible Assets Ratio: Of every £100 the company owns, £100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 90% of Financial Services companies in United Kingdom.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

2/3 · 1/3

Sales grew in 2 of the last 3 years; profit grew in 1 of 3.

Less steady than 97% of Financial Services companies in United Kingdom.

Growth Efficiency Ratio

—

Data incomplete

Asset Productivity Ratio

—

Data incomplete

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

100%

Of every £100 the company owns, £100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

More tangible than 90% of Financial Services companies in United Kingdom.

Tangible Net Worth Ratio

83%

Of every £100 of net worth, £83 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

More tangible than 50% of Financial Services companies in United Kingdom.

Shareholders

Shareholder Slice Ratio

−5%

Share count fell 5% in 3 years (buybacks), so each share's slice of the company became larger. Dividends paid equalled 294% of profit over the same period.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Legal & General Group Plc owes £1.00 for every £1 it owns. Net profit rose 210% in the year to Dec 2025, and shrank 9% a year on average over 3 years.

Compared with Financial Services companies in United Kingdom · latest annual results Dec 2025.

P/E ratio

27.1

Investors pay £27.1 for every £1 of Legal & General Group Plc's yearly profit, higher than 83% of Financial Services companies in United Kingdom.

P/B ratio

6.02

The share price is 6.02 times Legal & General Group Plc's book value per share, higher than 91% of Financial Services companies in United Kingdom.

Market cap

£15.9 B

The total market value of all of Legal & General Group Plc's shares at today's price (share price × number of shares), smaller than 59% of Financial Services companies in United Kingdom. PosiCap size class: Tito Cap.

Net worth (book value)

£2.7 B

What Legal & General Group Plc would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

£0.50

Net worth divided by the number of shares. The share price of £2.98 is 6.0 times this, which is the P/B above.

Return on equity (ROE)

27.0%

Legal & General Group Plc earned 27.0% on its shareholders' money over the last year, higher than 84% of Financial Services companies in United Kingdom.

Owes vs Owns

1.00×

Legal & General Group Plc owes £1.00 for every £1 it owns (high), higher than 97% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.

Dividend yield

7.28%

Legal & General Group Plc pays 7.28% of its share price as dividends a year, higher than 97% of dividend-paying Financial Services companies in United Kingdom.

Revenue growth

+104%

Revenue rose 104% in the year to Dec 2025.

Profit growth

+210%

Net profit rose 210% in the year to Dec 2025, and shrank 9% a year on average over 3 years.

Profit margin

1.4%

Legal & General Group Plc keeps £1 of every £100 of revenue as net profit.

Questions

What is Legal & General Group Plc's P/E ratio?

Investors pay £27.1 for every £1 of Legal & General Group Plc's yearly profit, higher than 83% of Financial Services companies in United Kingdom.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Legal & General Group Plc: £15.9 B ÷ £2.7 B (30 Jun 2026) = 6.0.

What is Legal & General Group Plc's return on equity?

Legal & General Group Plc earned 27.0% on its shareholders' money over the last year, higher than 84% of Financial Services companies in United Kingdom.

How much does Legal & General Group Plc owe compared with what it owns?

Legal & General Group Plc owes £1.00 for every £1 it owns (high), higher than 97% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.

Does Legal & General Group Plc pay a dividend?

Yes. Legal & General Group Plc pays 7.28% of its share price as dividends a year, higher than 97% of dividend-paying Financial Services companies in United Kingdom.

Is Legal & General Group Plc's revenue growing?

Revenue rose 104% in the year to Dec 2025.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.